Gambling in Australia during COVID-19 | Australian
- Gambling in Australia during COVID-19 | Australian
- Online gambling in Australia skyrockets. Thanks to COVID
- Young male gamblers on sports betting splurge during COVID
- Coronavirus Australia: 'Alarming' rise in online gambling
- Australia - change in online gambling during COVID-19
- Changes in online gambling during the COVID-19 pandemic
- Coronavirus: Aussies embrace online gambling amid lockdown
- The impact of the COVID-19 shutdown on gambling in Australia
- Changes in online gambling during the COVID-19 pandemic
online gambling australia covid
online gambling australia covid - win
Can someone put this on WSB for me- they have upped their BOTS and new accounts cant post at all
Sir, this is (Literally) a Casino. This is not Advice DO YOUR OWN DD
What do WSB and LVS have in common- Autists trying to make cash and make it quick.
Now, the pandemic has slowed down Casino’s of the like due to social distance measures and lack of tourism. LVS has casinos all over the world from Vegas, to Macao to Singapore. They’ve been hit hard but there is a light of hope. Because, regardless of a recession, depression or a pandemic people will always gamble. They've got no money? They will find $10 and hope it turns into a $100.
Here we go, let's get horns-
Prelude- This is the company that owns that Huge Building in Singapore shaped like a cruise ship in the sky and charged me $40 for a bottle of water with dinner.
#1
MGM was upgraded but research houses reduced Las Vegas Sands due to their Asia exposure? I am sorry, what? Have you seen Asia? They are literally throwing festivals in China, Japan, Singapore and Australia etc. If you have ever been to a Asian country you will find that they love to Drink, Smoke and Gamble. I feel if you are going into a Casino/gambling company you NEED Asian Exposure. I could continue for many points on Asian casino’s but I’d lose concentration.
#2-
Dr Michael Burry, He is at it again, its no lie, I love him. He only has 2% of his portfolio invested in LVS but hey, he only had 4.3% in the stock that mustn't be named.
Side note- Burry tweeted during the Superbowl about Covid 19 becoming an Endemic and wonders when markets will realise this. This seems Bullish to me. But my smooth Brain could be wrong #3
The House Always wins. People are going to come back, business will boom again and people are going to bet harder than they have before and the house always wins.
#4 Hotels, Dining, Entertainment, Conventions and Exhibitions will all be sort after activities.
Sands have a finger in each of these pies. #5
Online Casinos- there’s been rumors about them moving into deals with online casinos- which could future proof anything along the lines of this pandemic again as well as increasing their reach to a digital level. In fact, they have targeted 888 Holdings.
https://www.casino.org/news/las-vegas-sands-could-make-run-at-888-holdings-to-move-into-igaming/ #6
Investing in themselves They aren’t afraid to spend money- they're about to invest another $10b into Macau. Quote from earnings call-
·
“When the Macanese government makes its decision I think we will continue upon a rather solid capital investment which I know is how Sheldon felt, to grab that opportunity with both hands.” ·
“There is just no place like Macau [and] we’re not done in Macau. We’re going to be there for many more years. ·
“When all this goes away, I bet one thing that will happen is the Macau government is going to necessitate that licensees make investments in Macau and we want to be there and be ready.” ·
Noting that LVS is already in the midst of a US$3.3 billion expansion of its Marina Bay Sands property in Singapore, Goldstein observed, “These are not small investments, they are in the billions of dollars, so we have to be prepared for outside investments in our best markets, which are Macau and Singapore for crazy growth.” #7 Numbers · Earnings forecast to grow 88% vs 70% industry/20% market
· Volatility over the past 3 months has been low compared to rest of market.
· Forecast to become profitable over the next 3 years
· Revenue forecast to grow 33% per year- which is 3 times faster than the US Market (10.6%)
· ROE forecast at 47%
Numbers are from SimplyWallSt.com This isn’t advice, please do your own DD.
Inb4 “Ok Boomer” Still on the pokemon train
TLDR · House always wins
· Dr Burry
· Asia most likely to be back to normal before the US
· Hotels, Casinos, Entertainment, Dining will continue to go off in Asia
· Online Casino’s partnership/acquisitions
· They are seeking growth and lots of it.
Positon- 180 Shares
submitted by Shepherdspie_inyaeye to u/Shepherdspie_inyaeye [link] [comments]
Winning the first time is the Kiss of Death
Hi the first time I played pokies was in Sydney at the ‘VIP Lounge’ of a pub. I won 5k it was November of 2017. But it was also the day my addiction to pokies started. It was a kiss of death. Although I had to leave Sydney the next day and didn’t lose the money back at the place I won. I eventually became an addict in my own country. And this year since covid, I played online and lost 80k in total, in debt and lost faith in myself. But I will take it as a price to pay to learn about how to live better without gambling.
I read about the serious situation in Australia (in fact, in many Anglosphere nations, such as Canada US UK) from a documentary and a book titled ‘One Last Spin: the power and peril of pokies’ by Drew Rooke. It is a very good book that explains how the industry works and how players like us are like mice being trapped in a vicious cycle, feeding the fat capitalist mongrel cats who are manufacturing the slot machines.
Below is the link to the documentary.
https://youtu.be/bny1qgKO46A submitted by Althusser1968 to quitpokies [link] [comments]
"I think I've lived long enough to see competitive Counter-Strike as we know it, kill itself." Summary of Richard Lewis' stream (Long)
I want to preface that the contents of this post is for informational purposes. I do not condone or approve of any harassments or witch-hunting or the attacking of anybody. Richard Lewis recently did a stream talking about the terrible state of CS esports and I thought it was an important stream anyone who cares about the CS community should listen to.
Vod Link here:
https://www.twitch.tv/videos/830415547 I realize it is 3 hours long so I took it upon myself to create a list of interesting points from the stream so you don't have to listen to the whole thing, although I still encourage you to do so if you can.
I know this post is still long but probably easier to digest, especially in parts.
Here is a link to my raw notes if you for some reason want to read through this which includes some omitted stuff. It's in chronological order of things said in the stream and has some time stamps.
https://pastebin.com/6QWTLr8T Intro
- "The last month has convinced me, that we are going to be heading into a dark place for Counter-Strike esports in 2021."
- "I think I've seen the scene essentially kill itself."
- "For the past 5 to 6 years, we've basically been in a holding pattern of people coming into our game wanting to run it, wanting to run all of the esports and wanting to profiteer and its been sort of a concerted effort to drive them off and push them away."
- "We're spread way too thin."
- "If Riot don't get involved and stop the scumbags that have moved over to Valorant from getting their feet under the table, Valorant is going to have real problems."
- RL thinks too much has happened all at once for us to do anything except watch it play out, like:
- Recent CSPPA strike against BLAST
- ESIC failures and them not being supported enough
- Teams cheating i.e. coaches/bugs
- Widespread match fixing
- The Pandemic
- "People who try to hold bubble events are so incompetent and fuck up and people get the 'rona and its their fault."
- "People who say Flashpoint is a bubble is full of shit and is a lie and people are now suffering for that lie."
- "To save money they let people go home and break the bubble for a week."
- "Not just Flashpoint peoples decision, they have a partner that handles the production." (hinting FACEIT)
- "People are trapped in hotels essentially under house arrest because of COVID restrictions and has fucked peoples lives up."
- "It's all too much, all of this incompetence, all of this greed, maybe we ride it out."
- RL says he has talked to the Riot devs (the ones working on Valorant) and says, "They are so cognizant of all the fuck ups and all the problems we have in Counter-Strike."
- He continues to say that this is factored into their business plan and that we never had a competitor, but just so happens to have one coincide, when we are at our worst.
CSPPA - Counter-Strike Professional Players' Association
"Who does this union really fucking serve?"
- RL believes that the CSPPA is a mockery.
- He points out the hypocrisy that they wouldn't strike for the pros who were kicked out of ESL Pro League, or for Jamppi or dream3r.
- He also says ESL paid CSPPA and are racketeering and many other TOs have to pay them to get their "seal of approval"
- He says they would strong-arm TOs saying "well if you don't give us the money, these guys are so we'll just have to commit to playing their event."
- Also points out that they will strike against a competitor they are not in agreement with (Flashpoint)
- RL: "It's what it says about every other time you haven't done it and it's about every time you don't do it now moving forward." "The issues they've chosen to ignore this year alone are embarrassing."
- Then he points out that there was no strike for Valve qualifiers even if we have no major but Jamppi and dream3r can't play in them.
- "and Valve have said 'Oh yeah we know actually their stories are accurate, Jamppi didn't cheat, now in a legally binding document. Yep dream3r did have his account hacked in a LAN café', but they still can't play. Where is the fucking solidarity? Gone. Doesn't exist. It's not important [because] it doesn't affect you." "That's what the union does right now, it looks after all the tier 1 people."
- He says the CSPPA doesn't represent all players all the time and has driven a divide where you have the haves and have-nots
- "We have a tier of players that operate with impunity and do not help their tier 2 or tier 3 players out at all." "If you are not a tier 1 player you do not matter, they don't event ask your opinion."
- He tells chrisJ to admit and own the fact that the reason he didn't speak up during the ESL Pro League debacle is because it didn't affect him
- "They are looking after some players at the expense of other players. How the fuck is that a union?"
- He says the BLAST situation is a reasonable dispute and supports the players but is not the right time for a strike and have not even identified the correct enemy
- He thinks players are lashing out now due to previous incidents and are upset that BLAST are working with ESIC
- He stated that CSPPA shouldn't beefing with ESIC and they should be working in harmony
- He says what they need to do is talk with the teams/organizations that have sold that right to BLAST
- RL: "Your employers, the people who pay you that massive exorbitant salaries, when you don't stream and you don't do interviews and you offer no value beyond your ability to click heads and you get 25k dollars a month." "Why don't you talk to them about it? Oh right. You're happy to take away BLAST's paper, but you don't want to risk your own."
- "I am seeing such unbelievable cowardice from the players here with the battles you choose."
- "Where was the strike action when in the qualifiers for the world championship, there were teams and players engaged in huge conflicts of interest?" "Where was the strike action when your image rights were taken and sold to every league you've ever been in every union type organization you've ever been associated with like, WESA, to your org every time you sign a contract, to the leagues you play in."
- "Your image rights are essentially worthless now, there's about 10 fucking separate parties that have them, and how many of them are giving you anything for it? Not much pretty much your org by the way."
- "That's a big issue. Your image is you, your image is your brand. What are you doing about that? Nothing."
- He is also angry at SirScoots who is "popping off" at people on Twitter who all want the same thing, which is 'A unified Counter-Strike scene for everybody, that works for everybody, that has a sustained ecosystem that nourishes everybody.' "We don't have that now."
- He also says their rankings are a joke
- "Just so happened, oh look TACO, that very important prominent member of the board, we pushed his team artificially up when they weren't even in the fucking top 20, not by a long shot."
- He also says the ineptitude of the CSPPA cost Flashpoint a monitor sponsor
- "Is it really a player association or is it like a fucking agency at this point"
ESIC - Esports Integrity Commission
"They have been put in an impossible position."
- RL says that Ian Smith, the founder of ESIC and who was done work in mainstream sports, is a good and honorable man who has dedicated his life to integrity and sports. He takes on both sides, ensuring match fixers are punished, but also doing appeals and ensuring those punishments were fair.
- "ESIC is a tiny organization" and are in need of money, "They didn't run a grift like the CSPPA did."
- "Saying 'you want our support and you want the players to turn up you better pay us.' They don't do that."
- "Had startup seed money from MTG and since then they've been pecking shit with the hens."
- Ian Smith made sure that the money given by MTG (Modern Times Group, parent company of ESL, ESEA, DreamHack) was nothing more than startup money and wouldn't be in debt to them
- Ian Smith sat down with other TO's not part of MTG and wanted to partner with them. They declined and called ESIC "ESL spies and we will never align ourselves with you"
- "They only were just able to afford, hiring a PR guy on a full time salary to deal with the press and send out those releases you've seen, this year."
- "They have a tiny group of staff investigating these things and they have taken on the biggest problems in our scene: the cheating, the match fixing."
- ESIC have had "unprecedented levels of cheating to deal with, because there's something wrong with our scene ever since we went online. There's something wrong with it, everyone's lost their fucking pride and self-respect and they got no passion for it anymore, so they think fuck it, what's in it for me?"
- He calls out coaches who are talking about players rights when they would rob and steal from them.
- Also says more coaches being banned are coming
- He also points out flaws in community's reaction to the punishments to coaches bans: "Half of the cunts still have jobs and some of the cunts got new jobs. We didn't even shun the cheating coaches."
- ESIC have "found I think another 2 or 3 exploits like that one and they are investigating them all right now, it's going on right now."
- "I know that there are going to be more names getting banned, again."
- "So they're doing that on a skeleton crew while, investigating 3 continents worth of match fixing in MDL and semi-pro level CS." "They're doing this with half a dozen people." "They don't have any money or any help. People barely even fucking cooperate with them, they are treated like pariahs. It's ridiculous."
- "Why are the CSPPA popping off at ESIC on my Twitter timeline, when you should be working together." "because its all about what's in it in for me." "2020, the online era of CS: 'What is in it for me?' How can I cheat, how can I get my paper, how can I bleed this scene one last time before I fuck off and play shooty shooty bang bang Riot Games babys first fps."
- RL says that in the CIS region, teams have gone to tournaments and have been eliminated multiple times by the same team. We found out they were cheating and those players who lost, have been cut from their roster, careers ended because of cheaters.
Stream Sniping
"They're all at it in the online era, they're all at it, they're all cheating, they're all using exploits, probably that see through smoke bug got used a bunch of times"
- RL talks about how there is no integrity from dead (the player), always denying when caught doing something
- On the topic of 'BLAST never said we couldn't stream snipe': "Lies, BLAST never said you could do that, they had to sort of retcon it." "because what happened after that they fucking started snitching and squealing"
- "Suddenly you had like, 10 of the top 15 teams in the world, staring into the abyss of being banned for 6-12 months in line with ESIC recommendations."
- He says that ESIC was put in a tough situation and couldn't enforce the bans because it would have resulted in killing CS. What resulted was, BLAST, ESIC, and teams came together and gave them a warning and told them, in RL's words "don't do this again or you're gonna get got."
- He then says the top teams brushed this off and didn't give a fuck
- The new MiBR team playing Flashpoint, that wasn't involved in the previous incidents are doing it again (stream sniping). He gave credit to Flashpoint for the quick resolution and punishment and respect for cogu's response to the situation.
- "ESIC came out and said, once more, 'Guys, zero tolerance from now on.'" RL then got upset at community's reaction calling ESIC "pussies" for their non enforcement and said if we want competitive CS we cant ban the top 10 teams.
- He points out how players have no integrity and will do anything for an edge as long as they won't get detected or banned or it's within a grey area.
- "All of this shit was mad avoidable, even in the pandemic era."
- He talks about why aren't we filming them. Why aren't there representatives for leagues and tournaments making sure players aren't cheating?
Match Fixing
"How many years have we let our scene be fucking pillaged by these greedy cunts?" "We just let it happen."
- RL says that gambling and skins betting which existed in moderation was "accelerated and blown up by the Call of Duty greedy fucks."
- "Never forget TmarTn was on the board of EnVyUs." "His website, CSGOLotto, they had a bunch of off-the-books sponsorships." "NBK promoted them. People forget."
- "Those people who had access to the skins, go to the players" "Even people like s1mple, best player in the world, even he scammed knives and skins off fucking fans."
- Owners of skin casino sites would approach pros and lend them skins to use in tournaments and possibly keep them after reaching a deal
- Players would tip off inside info about matches and teams in exchange for skins. Info such as: roster changes, how they played in scrims
- They would use this info to bet and subvert the odds on their sites. "That happened religiously, I can't even tell you how many times it happened."
- "I had access to the biggest database of information, from an inside betting circle in NA, and it would take information and screenshots from other pro players, who were feeding them info in exchange for money or skins."
- "Some of these players are still playing." "Incredibly, there are players still in the CSPPA today, complaining about the BLAST recordings, that were embroiled in this murky shit back then."
- RL also says that there were tournaments where teams contrived with each other, who should throw, who should win.
- "There's a handful of people that are trying to fucking clean it up, and you think you get something over the line and you see something like the CSPPA and it's run by corrupt fucking chuckle heads, and now you've got another corrupt body you have to fight on a fucking daily basis, it's demoralizing."
- "It's too far gone. Our entire semi-professional scene is compromised."
- "It's rife guys, I'm not going to lie any more. It's not just China, it's not just Russia, it's here, it's NA, it's Europe, it's Australia, so much more than you think, so much more than we can prove."
- "I get sent chat logs all the time […] and they're morons, these players, short-sighted, amateur, morons and they're doing it on WhatsApp." People would get cut from the bets because they want to make more money, then they leak the logs. He says, from the chat logs, they spread "little" bets across every site they can (400 to 1k dollars) to prevent shifting odds
- He says the scumbags who've fucked off to Valorant will do the same there if Riot doesn't do something and says Valorant "is an esports scene heading for a very early fall based on the sheer volume of scumbags that are already there."
- "That's tier 2 CS in a nutshell these days. They know they're never going to play in a major, so what's the punishment?"
- "All of these tier 2 fucks that are fixing games now they are like the fucking mafia compared to iBuyPower" "These guys are working with organized criminals to fix entire seasons worth of games. That's what's going on in your tier 2 CS."
- "I'm literally being told that there are players fixing games at all levels of Chinese esports and motherfuckers with guns are turning up to team houses and stuff."
North America
"Everyone in NA has left we've lost a continents worth of support during this pandemic and Valve haven't said a fucking word."
- RL says the Call of Duty "goblins" that destroyed CS for years are the same people who are now trying to leave CS. "The nerve to treat a game where the fans, and the community, and the TO's were nothing but good to you." "To just kick the players out now and go and leave and say 'It just doesn't make financial sense.' Oh you'll slither back when we have a major though for them stickers won't you."
- There's a cascading effect in NA where people don't bother with CS anymore and people like Chaos suffer.
- He says NA team owners are incompetent for always wanting it easy and always wanting a guarantee on their investment without skill or nuance.
- RL says he would be able to market a team correctly and would have a good ROI and also points out how TSM wouldn't even be bothered to tweet that their team, which was one of the best in the world, was playing at the Major.
- He also says not all NA owners are like that, compliments and respects Jason Lake who nearly lost everything to keep Complexity going.
- He then calls out the incompetence in Infinite Esports when they acquired OpTic Gaming and bought an Indian CS team.
- He says HECZ is not to blame here and that they couldn't tell forsaken was cheating when it was so obvious.
- They measured his reaction time to the likes of dev1ce and s1mple
- When an enemy showed up on his screen he won that duel something like 44% of the time
- "was like the number 1 player in the world statistically"
- He brought a laptop to their bootcamp and refused to use the high end PCs that hey provided
- He respects Andy Miller (NRG CEO) and HECZ but says that the attitude of not being able to easily monetize their teams is "piss weak" and there needs to be a risk.
- He says Chaos EC shouldn't be cutting their roster and should be competent enough to be able to figure out how to make money off their team.
- He says there are still opportunities in NA and people are panicking and pulling out, and says Valorant will be the same if not worse.
- He also says "bums" who couldn't even get out of groups in NA competitions, are making crazy money in Valorant and says it will continue to inflate.
- He also said that he heard rumors that EG (Evil Geniuses) are done.
- He also thinks that the rumors of a Valve franchised league from before was sparked up from "these lazy fabled weak NA fucking team owners basically trying to see if Valve would bite at the hook if it was dangled and they didn't"
- Slasher says NA team owners are really in favor of franchised leagues because they want to make more money. "Most of the powerful team owners right now are on board with ditching this third party organization structure, or they are trying to play this power politics with all the TOs, and that is contributing to a lot of the problems there"
- RL says that Riot has proved they can run a franchised league (LCS) and will be profitable in 2021 which is what a lot of team owners care about and says the competition will only serve to snatch people away from CS.
- RL continues to say, "I am so sick and tired of what we have done to this scene, I am just exhausted with it." "I think we have legitimately fucked it, I really think we have. I think we're staring into almost like a CGS (Championship Gaming Series) wasteland in NA." "Counter-Strike esports is a fucking joke."
Talent
"TO's have treated CS talent like absolute human garbage for years now."
- RL says that people like Sean Gares and ddk switching over to Valorant isn't for financial reasons because they are making less over there.
- He points out that TO's can't even give talent a 3 month in advance calendar.
- Because of the pandemic TO's won't hire certain people and some people are working more hours for the same money.
- He says we as a community don't respect journalists enough which is why we don't have good journalists.
- He also says DeKay is leaving the scene soon and that Thorin is close to leaving also
- He says he had to talk a caster down from quitting and was struggling to find reasons.
- He says that DreamHack told Vince they would hire him but not if he wants to stick with dusT and says that this is the norm in esports. "Constant leveraging of people against each other." and says this is why we don't have a talent union.
- New gen casters are getting put into shit situations and the community's reaction to them is adding fuel to the fire
- He says the reason Moses left was because of the terrible conditions
- He says that Anders had to constantly leave his family and kid because someone fucked up or broke promises and had to constantly tell his kid to their face that "daddy can't be home this weekend."
- He says that esports has always been a lie to sell you this dream, "Meanwhile there's about 2% of the cunts getting all the checks."
Valve
"Anything that Riot does, is better than Valve's inaction"
- Slasher says that the larger aspect of esports as a whole compared to other entertainment mediums and Valve's lack of inattention are the bigger problems. He continues saying that the fact that Valve let their game be ran as an esport, they need to take on the responsibilities of it.
- Both Slasher and RL wants Valve to take control but not on the level of Riot Games, there needs to be a balance.
- In case it was ever a question: Gabe Newell has been to 0 CSGO Majors.
- RL calls Valve out saying they could have done something during the gambling era.
- He says Valve used to come to the majors, but doesn't think they do anymore.
- RL had met with Valve at the Cluj-Napoca Major and had tried to appeal iBP's indefinite punishment and had also gave Brax's life story:
- A recent family member passed away, they had lost a lot of income, they had to live in trailer, iBuyPower did not pay any salaries, and was pressured by family to make money who didn't support his career.
- RL said that Valve told him, "How dare you try and make us feel guilty." "We shouldn't feel bad about enforcing the only thing that matters that we need to make players afraid of: cheating and match fixing"
- RL also tried to share other info about match fixing and nothing came of it
- RL points out that Source 2 or a new engine is not something you will want based on the experience of transitioning from CS 1.6 to CS:S. "Valve's track record with brand new engines being launched, not fucking great from what I remember."
- Slasher says "If there is anything the community should do, is pressure Valve to hire a community manager."
- They say that we need a commissioner, a community manager (not the person who runs the Twitter who posts memes all day), then we need to have a circuit
- RL reiterates that Valve doesn't care about CS esports and says they need to change the culture at Valve to make them care about CS esports
- Slasher says a systemic problem is making it so working on CSGO would be a bad decision for you as an employee for Valve
- He also hasn't talked to Valve in ages and have sent over bugs and cheats and doesn't get emails back anymore
- Slasher says we should be directing attention at the developer leads, pointing out Ido Magal, if he even is still the project lead
- RL thinks that Ido and Brian are the only people that "vaguely even give a fuck about CS" and were the only people that RL recalled that actually read Reddit and paid attention from time to time
- "It is really fucking precarious. Somebody has got to step the fuck up and start giving a shit"
- Slasher suggests org owners, with CSPPA, with ESIC, with TOs have a concerted effort against Valve
- "Riot Games are doing better things than Valve in the esports space" which is something RL didn't think he'd say.
- "People who used to be talent, working with unions, arguing with other talent, when the unions fucked them over, can't understand their perspective, TOs fucking over broadcast talent, broadcast talent wanting to leave and go and work for orgs, orgs having no money, Valve might take coaches away because all the coaches are cheating, ESIC has about 4 people in a fucking call doing the investigations, everyone thinks they're spies for ESL, ESL are just the evil fucking overlords wanting to rule the scene and will just somehow, like cockroaches outliving a nuclear bomb, and Valve are in a fucking holiday in Hawaii thinking about the next Dota character because they don't give a fuck about us."
Closing Statements
"We've peaked. If we want to sustain and exist, now is the time to figure it out. No esports lasts as long as this, we've already done 8 years. We've already broke the records. We have got to figure out a way to coexist and drive the negative forces out and we need to do it as a collective and we're not doing that."
- RL compared the Counter-Strike scene to the people on the Titanic who ran around with guns robbing people while the boat was sinking.
- "We have given up on being a respectable esports scene." "We are now a conduit to make money for those who want to just milk it, just have one last ride, one last roll of the dice. It's done." "What a fucking mess. What have we done to our fucking scene?"
- "There's just too much self-interest driving all of this." "I don't see a way we stop the dominoes." "When it's that bad, when there's that many dishonest people that ESIC have to come out and say that if we punish them all there's no one left. What does that tell you?"
- "How many opportunities have we had to clean house? How many times have we said, 'this must never happen again', and another scandal." "The entire skins betting operations was the biggest criminal conspiracy in esports ever executed and no one has been punished for it." "The people who could be driving that don't want to."
- "Right now people are fans of those organizations because the scene has value. It is worth being a fan of Astralis because they are excellent at Counter-Strike. It is worth being a fan of s1mple because he is the best player in Counter-Strike, maybe the exception of ZywOo. If the scene is devalued, if the scene loses its meaning, those things lose its meaning too, and people will leave, people will stop tuning into the games. I have seen it happen in multiple esports, this is not my first time at the rodeo. I am getting big Brood War vibes right now and I don't like it."
- "The role you play in all of this as fans, as viewers, as listeners, as consumers of esports content, it's absolutely imperative that you know who the good guys are. It's absolutely imperative that you use your voice. It's absolutely imperative that when things are bad, you know who, at least, is trying to make them good, and you have to apply your criticism to the right targets."
- He continues saying it's no good in continuing to attack ESIC and saying how they are bad, ESIC have it hard
- He says CSPPA are on the right side of the argument on BLAST but have been on the wrong side of many arguments many times.
- "If you are not willing to stand along side the weakest member of the union, with the least amount of influence, and the least amount of power, then it is not a union at all and you shouldn't pose as one." "You wanna serve a bunch of special interest do it, everyone else in esports fucking does, but do not pose as something you are not." "We love the players. I've been fighting for players rights for as long as I've been able to, but the CSPPA is not what we needed."
- "They are not applying the pressure to the right people, they are not fighting the right battles, they are not helping their weaker members."
- He says what orgs have done by keeping or hiring coaches is bad. "When you give up on holding an appreciable standard, you've lost the scene" "Competition matters, rules matter, punishments matter, achievements matter, excellence matters" "If you start stripping that away, you have nothing" "You guys need to take that knowledge and apply it sensibly."
- "Valve has sold you all down the river, they sold everyone in the esports scene down the river, tournament organizers are selling their talent down the river. Don't hate on them for sounding tired after a 16 hour day. Don't hate on them because the hype for a matchup they've seen for the 20th time in the past 3 months, they can't be as excited or it sounds contrived. Support your guys, they're there for you, these are your people."
- "This community has got to start acting like one for the first fucking time. Just put the petty shit away, let's try and fix this fucking scene while we still have one to save."
- "You can't rely on Valve, you can't rely on ESL, you can't rely on the CSPPA, you can't rely on anyone." "Once again, it's gonna be the likes of us, the amateurs, the people who give a fuck, rolling up our sleeves and grafting." "I'm old and tired and I don't want to have to do it again. People need to pick up the torch and do it."
- "Like Michal did, like Dudenhoeffer did. You see something wrong, fix it. You see somebody doing something wrong, call it out. If you think something could be better, let people know."
- "Vote with your wallets if you're not happy with the direction Valve goes in. If when we do get to the Major, they serve up another subpar, same old bullshit stickers and signatures package again, do not buy it."
- "You're a powerful block and if you use it correctly we can fucking avert this disaster."
- "I'm not doing another year in this broken, bust-up fucking scene, where everyone is miserable, everyone is broke, everyone is tired, and everyone is trying to fucking rob everyone else, blind, while the fucking people who are meant to be protecting you, are just fucking enhancing it and lining their own pockets."
- "I'm not doing it anymore and you shouldn't want to do it either."
- "I stand by every fucking thing I said. I mean it, because this game fucking matters to me, this scene fucking matters to me. I put my life into this, my adult life, and to see it in this state is fucking sad."
submitted by Tharnite to GlobalOffensive [link] [comments]
Pore Strips for Teeth Market Size Analysis by SWOT Analysis, Competitive Landscape 2020 Top Key Players, Global Share, Revenue and Growth Analysis till 2026 | Industry Research.co
"Final Report will add the analysis of the impact of COVID-19 on this industry." This comprehensive study provides a forecast and analysis of the global “
Pore Strips for Teeth Market”. The report unfolds rare and distinguished intelligence regarding the market dynamics including drivers, threats, restraints, and opportunities present in the Pore Strips for Teeth industry. The report sheds light on suppliers to end-users, along with several macro-economic indicators. The research propounds crucial insights regarding the growth trajectory of the Pore Strips for Teeth market.
Get a Sample Copy of the Report at - https://www.industryresearch.co/enquiry/request-sample/16070847 About Pore Strips for Teeth Market: - Increasing incidences of teeth discoloration and growing aesthetic dentistry industry is driving the global pore strips teeth-whitening market. Nowadays, use of pore strips for teeth-whitening is increasing among customers for improving their appearance. Pore strips teeth-whitening, finds their extensive application in hospitals, dental clinics, and healthcare centers.
- Market Analysis and Insights: Global and Japan Pore Strips for Teeth Market
- This report focuses on global and Japan Pore Strips for Teeth Global and Japan market.
- The global Pore Strips for Teeth market size is projected to reach USD million by 2026, from USD million in 2020, at a Significant CAGR during the forecast period.
Global Pore Strips for Teeth Market: Competitive Analysis This section of the report identifies various key manufacturers of the market. It helps the reader understand the strategies and collaborations that players are focusing on combat competition in the market. The comprehensive report provides a significant microscopic look at the market. The reader can identify the footprints of the manufacturers by knowing about the global revenue of manufacturers, the global price of manufacturers, and sales by manufacturers during the forecast period of 2015 to 2019.
To Understand How Covid-19 Impact Is Covered in This Report - https://www.industryresearch.co/enquiry/request-covid19/16070847 Top Manufacturers Covered in The Pore Strips for Teeth Market Report: - Crest
- Smilo Shine
- Procter & Gamble
- Fairywell
- Zimba
- Beaming White
- DaVinci Teeth-whitening
- Spotlight Oral Care Ltd.
- Global Whitening
- Dental Duty
On the basis of product, this report displays the production, revenue, price, market share, and growth rate of Pore Strips for Teeth Market types split into:
- Professional Products
- DIY Products
On the basis on the end users/applications, this report focuses on the status and outlook for major applications/end users, sales volume, market share and growth rate of Pore Strips for Teeth Market applications, includes:
- Wholesalers/Distributors
- Hypermarkets/Supermarkets
- Specialty Stores
- Department Stores
- Independent Small Stores
- Online Sales Channel
- Other Sales Channels
Inquire or Share Your Questions If Any Before the Purchasing This Report -https://www.industryresearch.co/enquiry/pre-order-enquiry/16070847 Regions Covered in Pore Strips for Teeth Market Report: - North America (United States, Canada and Mexico)
- Europe (Germany, UK, France, Italy, Russia and Turkey etc.)
- Asia-Pacific (China, Japan, Korea, India, Australia, Indonesia, Thailand, Philippines, Malaysia and Vietnam)
- South America (Brazil etc.)
- Middle East and Africa (Egypt and GCC Countries)
What Our Pore Strips for Teeth Market Report Offers: - Pore Strips for Teeth market report share assessments for the regional and country-level segments.
- To identify the analysis of the top industry players by types and applications.
- To analyze the market trends, drivers, constraints, opportunities, threats, and challenges of Pore Strips for Teeth market.
- To share the key vender’s data by sales, revenue, and Pore Strips for Teeth market growth rate.
- Strategic recommendations in key business segments based on market estimations.
- To share the company profiles with detailed strategies, financials, and recent developments.
- Provide research methodology and market size estimation of Pore Strips for Teeth market.
Purchase this Report (Price 3900 USD for a Single-User License) - https://www.industryresearch.co/purchase/16070847 Detailed TOC of Global Pore Strips for Teeth Market Trends, Status and Forecast 2020-2026 1 Pore Strips for Teeth Market Overview 1.1 Product Overview and Scope of Pore Strips for Teeth
1.2 Segment by Type
1.2.1 Global Sales Growth Rate Comparison by Type (2021-2026)
1.2.2 Type 1
1.2.3 Type 2
1.3 Segment by Application
1.3.1 Sales Comparison by Application: 2020 VS 2026
1.3.2 Application 1
1.3.3 Application 2
1.4 Global Market Size Estimates and Pore Strips for Teeth Market Forecasts
1.4.1 Global Revenue 2015-2026
1.4.2 Global Sales 2015-2026
1.4.3 Pore Strips for Teeth Market Size by Region: 2020 Versus 2026
2 Global Pore Strips for Teeth Market Competition by Manufacturers 2.1 Global Sales Market Share by Manufacturers (2015-2020)
2.2 Global Revenue Share by Manufacturers (2015-2020)
2.3 Global Average Price by Manufacturers (2015-2020)
2.4 Manufacturers Pore Strips for Teeth Manufacturing Sites, Area Served, Product Type
2.5 Market Competitive Situation and Trends
2.5.1 Pore Strips for Teeth Market Concentration Rate
2.5.2 Global Top 5 and Top 10 Players Market Share by Revenue
2.5.3 Pore Strips for Teeth Market Share by Company Type (Tier 1, Tier 2 and Tier 3)
2.6 Manufacturers Mergers and Acquisitions, Expansion Plans
2.7 Primary Interviews with Key Pore Strips for Teeth Players (Opinion Leaders)
3 Pore Strips for Teeth Retrospective Market Scenario by Region 3.1 Global Pore Strips for Teeth Retrospective Market Scenario in Sales by Region: 2015-2020
3.2 Global Pore Strips for Teeth Retrospective Market Scenario in Revenue by Region: 2015-2020
3.3 North America Market Facts and Figures by Country
3.3.1 North America Sales by Country
3.3.2 North America Sales by Country
3.4 Europe Pore Strips for Teeth Facts and Figures by Country
3.4.1 Europe Sales by Country
3.4.2 Europe Sales by Country
3.5 Asia Pacific Market Facts and Figures by Region
3.6 Latin America Market Facts and Figures by Country
3.7 Middle East and Africa Market Facts and Figures by Country
4 Global Pore Strips for Teeth Historic Market Analysis by Type 4.1 Global Sales Market Share by Type (2015-2020)
4.2 Global Revenue Market Share by Type (2015-2020)
4.3 Global Price Market Share by Type (2015-2020)
4.4 Global Market Share by Price Tier (2015-2020)
5 Global Pore Strips for Teeth Historic Market Analysis by Application 5.1 Global Sales Market Share by Application (2015-2020)
5.2 Global Revenue Market Share by Application (2015-2020)
5.3 Global Price by Application (2015-2020)
6 Company Profiles and Key Figures in Pore Strips for Teeth Business 6.1 Manufacture 1
6.1.1 Corporation Information
6.1.2 Manufacture 1 Description, Business Overview and Total Revenue
6.1.3 Manufacture 1 Pore Strips for Teeth Sales, Revenue and Gross Margin (2015-2020)
6.1.4 Manufacture 1 Products Offered
6.1.5 Manufacture 1 Recent Development
6.2 Manufacture 2
6.2.1 Manufacture 2 Pore Strips for Teeth Production Sites and Area Served
6.2.2 Manufacture 2 Description, Business Overview and Total Revenue
6.2.3 Manufacture 2 Pore Strips for Teeth Sales, Revenue and Gross Margin (2015-2020)
6.2.4 Manufacture 2 Products Offered
6.2.5 Manufacture 2 Recent Development
…..
7 Pore Strips for Teeth Manufacturing Cost Analysis 7.1 Pore Strips for Teeth Key Raw Materials Analysis
7.1.1 Key Raw Materials
7.1.2 Key Raw Materials Price Trend
7.1.3 Key Suppliers of Raw Materials
7.2 Proportion of Manufacturing Cost Structure
7.3 Manufacturing Process Analysis of Pore Strips for Teeth
7.4 Pore Strips for Teeth Industrial Chain Analysis
8 Marketing Channel, Distributors and Customers 8.1 Marketing Channel
8.2 Pore Strips for Teeth Distributors List
8.3 Pore Strips for Teeth Customers
9 Market Dynamics 9.1 Pore Strips for Teeth Market Trends
9.2 Opportunities and Drivers
9.3 Challenges
9.4 Porter's Five Forces Analysis
10 Global Market Forecast 10.1 Global Pore Strips for Teeth Market Estimates and Projections by Type
10.1.1 Global Forecasted Sales of Pore Strips for Teeth by Type (2021-2026)
10.1.2 Global Forecasted Revenue of Pore Strips for Teeth by Type (2021-2026)
10.2 Market Estimates and Projections by Application
10.2.1 Global Forecasted Sales of Pore Strips for Teeth by Application (2021-2026)
10.2.2 Global Forecasted Revenue of Pore Strips for Teeth by Application (2021-2026)
10.3 Market Estimates and Projections by Region
10.3.1 Global Forecasted Sales of Pore Strips for Teeth by Region (2021-2026)
10.3.2 Global Forecasted Revenue of Pore Strips for Teeth by Region (2021-2026)
10.4 North America Pore Strips for Teeth Estimates and Projections (2021-2026)
10.5 Europe Pore Strips for Teeth Estimates and Projections (2021-2026)
10.6 Asia Pacific Estimates and Projections (2021-2026)
10.7 Latin America Estimates and Projections (2021-2026)
10.8 Middle East and Africa Estimates and Projections (2021-2026)
11 Research Finding and Conclusion 12 Methodology and Data Source 12.1 Methodology/Research Approach
12.1.1 Research Programs/Design
12.1.2 Market Size Estimation
12.1.3 Market Breakdown and Data Triangulation
12.2 Data Source
12.2.1 Secondary Sources
12.2.2 Primary Sources
For Detailed TOC - https://www.industryresearch.co/TOC/16070847#TOC Contact Us: Name: Ajay More
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18th Parliament President’s Address
Dhawra nguna dhawra Ngunawal.
Honourable senators and members of the Parliament of Australia, ladies and gentlemen. I acknowledge the traditional owners of the land on which we meet, the Ngunawal people, and pay my respects to their elders, past and present, emerging leaders and all Aboriginal and Torres Strait Islanders gathered here today.
On October the 11th, millions of Australians participated in the core ritual of democracy; an election. They voiced their thoughts, their opinions and their beliefs at the ballot box and declared that over the next three months, that they would like their honest, respectable aspirations to be backed and supported by the parliamentarians which they elected. It is through the core values shared by Australians, that my government will seek to succeed in their aspirations to make a greater Australia for all.
Australia is a great nation and it is forever enlightening to know that my government is one which upholds the values of freedom and will seek to bolster the personal and economic potential of each and every Australian. The tenets of freedom includes our ability to engage in thought, worship, speech, association and choice — the inalienable rights to life, liberty and pursuit of happiness in our humane society.
In preserving our species, my government will seek to protect the right to life at all stages — before birth, childhood, working age and retirement. During pregnancy, my government seeks to ensure that parental consent is involved, that the life of the prospective child is held in high regards under law and that the government recognises 21st century developments in contraception, which we embrace. Our children are the future, and my government will seek to protect Australia’s children from child abuse and sex crimes by harshening penalties for such crimes. My government wishes to preserve the value of life, through changing criminal punishment to reflect the societal value placed on life. By pushing for gender equality and pushing to close the gap between Aborigines and wider Australia through job creation, healthcare investment and the preservation of equal opportunity, my government will truly be one for all Australians.
Marriage is an institution for the private sector and my Government will seek to remove the government from marriage completely; reforming all current marital benefits to ‘civil unions’. Nearly two thirds of Australians are religious, and my government will seek to ensure that religious discrimination is eliminated in Australia, however my government will also legislate to ensure that religion is treated equally under the law just as the wider community is. My government will restore private property rights, remove restrictions to rural landowners to the full utility of their land, and at no cost to the rural landowner, restore all farmland to rural landowners who have been compelled to sell or abandon their farms because they were made economically non-viable through unconstitutional laws. My government will also seek to improve the health and economic prosperity of Australians through the outlaw of daylight savings; a bureaucratic measure which pains millions of Australians.
My government is one which believes in the separation of powers and decentralisation; government is as government does. Through granting Australians equal rights under the eyes of fair legal frameworks, the freedom of the people to change this framework is key to ensuring a humane democracy. Thus, my government is committed to ending the war against West Wimmerans — we will deliver on a referendum for West Wimmera statehood and allow for their voices to be heard and their chains to be unshackled.
Government's role is to nurture and encourage Australians through incentive rather than to burden through bureaucracy. My government is one that will fondle the private sector and facilitate growth, rather than to compete with them as businesses and individuals are the true creators of wealth and employment. Through competitive enterprise and consumer choice, Australia can truly become a strong nation which rewards the tireless hours and hard efforts Australians put in at work, each and every day.
Jobs and Growth is what my government believes in and will pursue this outcome through a focus on promoting Australia’s goods and services. The minerals industry is a prevalent one in Australia, yet we do not process and refine them here in Australia. We know that what Australia makes, makes Australia. My government will be pursuing the Hydrogen Steel plan to create over 25,000 jobs and $65 billion in annual exports as a result of renewable powered steel production. My government will create jobs through a compulsory “Work for the Dole” program, with participants transferred to a job guarantee program with employers being paid the equivalent of Newstart for each new full-time employee. The WorkChoices Apprenticeship scheme will return to encourage blue-collar employment to boost youth employment, whilst Trade Support Loans will also be introduced to back loans for new apprentices.
My government will boost investment in Australia through an extension of trade, superannuation reforms, industry regulation changes and home ownership policy. It will be mandated that superannuation is to be invested in Australia only, with super access allowed for home loan deposits and the age limit for compulsory super payments to be abolished to fight ageism in the workplace. With the fast-track completion of the Inland Rail Project and new deep-water ports to be constructed on the eastern seaboard, along with free-trade zones around logistics hubs, our trade will be immensely boosted to support growth in various Australian industries. Our industries will also be strengthened with the bans on fracking, online gambling, alcohol advertising to be lifted; whilst post stamps and palm oil are further regulated. Home ownership is a priority for my government, with a cap on all housing developments sold to foreigners, a cap on negative gearing and tax deductions on home loans interest payments.
It is also apparent that industry reforms are necessary to protect workers and our economy. My government will strengthen unions and workers rights with a return of the ABCC and laws which ensure that unions and union leaders are given the same treatment as corporations and company directors. Australian Banks will also no longer get a free pass under my Government, as unfair penalty fees are banned and agricultural loans are regulated.
Mass tax reforms will unleash the shackles of the economy, with a variety of tax changes to occur. My government intends to slash the corporate, income, capital gains, fuel, alcohol, tobacco, fringe-benefits and luxury car taxes over the upcoming financial year, whilst removing electricity supply from GST and returning gas royalties to the Commonwealth. Over $40 billion will be returned to the Australian people directly, along with boosted wages, jobs, investment and economic growth.
My Government is committed to developing massive infrastructure projects around the country, beginning with the proposed City of Sada in South Australia. My Government is also committed to expanding communication lines, wireless network towers, and satellite coverage for rural Australians. In addition, it is committed to expanding irrigation projects, dams, artificial bodies of water, and other agriculture aids. We will also introduce a revolutionary plan that would increase the country's water storage by double, effectively ending drought through ambitious projects, such as continuing the New Bradfield Scheme and a multi-stage Mountain Mob Plan. My Government is also ensuring the expansion of the Commonwealth’s road and railroad systems to connect more people across the country at a faster pace, especially with heavy investment into light rail. My government is committed to providing high quality infrastructure and transport to all Australians. In an increasingly urbanised Australia, we need to ensure that rural areas are not left behind in infrastructure and transport planning, and ensuring that all of Australia is given the infrastructure it needs to thrive.
The encouragement and facilitation of wealth so that all may enjoy the highest possible standards of living, health, education and social justice, is essential in creating equal opportunities for all Australians. My Government is committed to ending the COVID-19 pandemic in our country once and for all, and it is committed to fund the resources needed to win this war. My Government will amend the Emergency Government Control and Streamlining of Industry Act 2020 to reincorporate the definition of a public health crisis as the original version contained in order to be able to implement the provisions of the Act for this pandemic emergency. Improving healthcare is a priority for my government who will seek to reduce the Medicare levy threshold for senior Australians, phase down Lifetime Health Cover and the Medicare Levy Surcharge, include dental care within medicare coverage, increase general access to psychologists, establish photographic identity on medicare cards, promote a competitive market among savings accounts providers including transparency with respect to fees, operating expenses and remuneration of trustee and promote comparison shopping by requiring health, disability and aged care providers to publish price lists.
My Government is dedicated to the advancement of this nation’s education systems and standards, while also maintaining a sound economic approach towards education. My government will commit to implementing a National School Health Plan in this nation, to ensure that the next generation of our children will grow up with proper fitness levels and proper nutrition. My government will also implement a Teaching Excellence Scholarship program for all students who earn above 80 in the ATAR, with the provision that they are to qualify as and work as teachers in an Australian government school for a set period of time. This will be combined with an advertising program and structural reforms to teaching rolls in education institutions to encourage more high school graduates to engage in Bachelors of Education. My government will also roll back some of the free university programs in this nation, to ensure the proper funding of all facets of education in this nation. The program will remain free for those coming from households earning a combined $90,000 dollars or less, with the reintroduction of HECS fees for those who fall above that line.
My Government is committed to providing capacities for law enforcement on the local, State, and Federal levels to deal with criminal affairs, counter-narcotic operations, counter-insurgency and riot control operations, and counterterrorism operations. My Government is also committed to reforming all law enforcement departments within the nation, whether they be local forces, State forces, or the Australian Federal Police and other Commonwealth policing forces, by strengthening the Australian Commission on Law Enforcement Integrity, reforming the training and education aspect of policing and police recruitment, and preventing police unions from holding a major grasp on the judicial system and freeing thousands of police officers who commit crimes against the people.
Australia has a constructive role to play in maintaining world peace and democracy through alliance with other free nations, which is met through maintaining our strong alliances with nations that share our values of freedom, democracy and productive international discourse. My Government is boosting Australia’s international relations while maintaining our moral integrity as a nation that respects the sovereignty of others. We will continue to be active members of the United Nations and other international organisations. My Government will expand Australia’s role as the largest nation in the Pacific region and secure good ties and alliance treaties with our neighbours, particularly New Zealand, Fiji, Papua New Guinea, and others. We will also increase and improve our diplomatic and economic relations with the United States, the United Kingdom, the European Union, India, and Japan to ensure Australia is not reliant on one nation for trade any longer. My Government is also committed to combating the dangerous influence of the People’s Republic of China and holding them to account for their actions in Hong Kong, Xinjiang, and Wuhan in all the international forums possible and continue to call for an international investigation of the COVID-19 outbreak and the causes thereof, especially in relation to the Chinese government. My Government is also seeking to expand relations with the nations of the Quadrilateral Security Dialogue to provide better relations with each other and engage in mutual alliances in defence, trade, infrastructure, student exchange programmes, and many other actions.
My Government is committed to returning all Australian military personnel home from all active deployments abroad by Christmas. In addition, my Government is committed to the streamlining and upgrading of current military technologies in the defence industry without increasing spending to safeguard our nation’s defence more easily and, ultimately, reducing costs required for maintenance and replacement. My government is committed to stopping the deaths at sea, which are a result of mass boat arrivals. My government strives to turn back boats at sea, and prevent further people smuggling operations in Australia. My government will protect the Australian people and crackdown on trafficking. My government will strengthen migration character requirements and ensure that all migrants are assessed equally.
In preserving Australia's natural beauty and the environment for future generations, my government seeks to establish the Green Australia Scheme Commission to regulate the programmes of the Green Australia Scheme which will plant over 30 million new trees and form 3 new national parks. My government will abolish the carbon tax, which is expected to kill off nearly 100,000 jobs; and replace it with a market-based, cap and trade Emissions Trading Scheme. My government will exterminate poisonous species of fish, such as carp, in our waterways with controlled herpes and spur economic growth in regional communities to upskill regional Australians and create vast job opportunities with a Regional Jobs and Investment Fund.
I have the utmost confidence that my Government will deliver for Australians in this time of need, and that my Government will deliver what was previously specified to the best of their abilities. There will be a budget that will allow Australians to keep more of what they earn, and my Government will ensure that our tax plan is one that makes sense for the context of the Australian family. The excessive burden that past Governments have imposed on the Australian family must come to an end, and my Government’s formation marks the return of a previous crusade. My Government will also end the urban-rural divide, and my Government will seek to make Australia a more equitable place to live regardless of what region one finds themselves to reside in.
As the President, I find myself in a position that warrants an alternative title of peacemaker, however peace must be upheld by all politicians in the land, and I instruct this Parliament to go forth and conduct their business in a civil manner and move forward from whatever feelings and emotion that the recent election may have espoused as one. Australia must be bold, be brave, and be grateful that regardless of whomever leads us that the institutions our forefathers handed down to us are in safe hands, now more than ever before. This upcoming parliament may be divided in houses, but we are a nation bound together by the common bond of mateship and adaptation. We will be tough when needed, but also compassionate and adaptable with change.
I thank all honourable Senators and Members of Parliament for attending this momentous occasion. May the books of history look down upon each and every one of you favourably, may God guide your every path and may God bless Australia.
submitted by Griffonomics to AustraliaSim [link] [comments]
Coronavirus Australia News Updates (13 October)
- 'Hadn't been with a woman in months': Jesse Hogan fined for WA COVID breach (Wide World of Sports)
- Care home sends bag marked 'clinical waste' to resident's family after COVID case (The Age)
- Why people are volunteering to catch coronavirus (9News)
- Zinc deficiency linked to poor COVID-19 outcomes - News (Medical.Net)
- Coronavirus vaccine: ‘Unexpected illness’ halts Johnson & Johnson trial (NEWS.com.au)
- Daniel Andrews rules out easing restrictions as planned (Daily Mail)
- Donald Trump tells thousands at Florida rally 'I'll kiss everyone', again claims he's immune from coronavirus (ABC News)
- Covid-19 reinfection casts doubt on virus immunity: study (Macau Business)
- 'No student left behind': Victorian government to deploy thousands of tutors (The Age)
- Young male gamblers on sports betting splurge during COVID-19 lockdown, research shows (ABC News)
- Johnson & Johnson pauses Covid vaccine trial over participant's 'unexplained illness' (The Guardian)
This daily news summary was automatically generated using News API data from Australian news sources. If you have feedback, please send a modmail to /CoronavirusAustralia. submitted by C19NewsBot to CoronavirusAustralia [link] [comments]
Quarter 3 2020 – Net worth up 4.3%, 92.8% savings rate
| TLDR; One of those journey posts. Net worth above pre-crash highs; savings rate good, dividends slashed. https://preview.redd.it/dyx3pgzid5s51.jpg?width=1200&format=pjpg&auto=webp&s=f60257e419469c2847c8effa40ab191bb3166ae6 Quarter 3 2020 – Net worth update: Up $103,000 After last quarter’s incredible reversal in fortunes, this last quarter has seemed positively sedate. There have been a few bouncy days here and there on the markets, but no definitive trends upwards or downwards (though I’m sure some chartists would disagree). Instead, the whole world is waiting with bated breath for news of a vaccine or treatment that puts coronavirus to bed. I was actually quite shocked at how well the Australian share market held up overall during reporting season. There were some winners, but most results were pretty weak-to-dire. And while you can argue that the market had already baked-in the results in the prices, who can honestly say with a straight face that August/September 2020 had the same outlook as January 2019? Sorry, I digress. While world governments seem to be still grappling with the health aspects of coronavirus, imminent economic collapse seems to have been averted. I’ll have some more thoughts on possible ramifications from what has already happened later in the month though. On the balance of things, I’m still quite pessimistic about the shape of domestic and international recovery. A vaccine is still a while away from being approved, let alone rolled out to the masses (mid-to-late 2021 before us plebs get access?). Government debt globally has skyrocketed. And in the personal finance space in Australia at least, the continued scaling back and eventual demise of JobKeeper payments will be one to watch. At stake is only the local economy, house prices, job security, and the state of the ASX. At least Brexit seems to be going well. Oh, wait. And who knows what’ll happen next month in the American election now that the President has taken a turn. But it won’t be boring regardless of what happens. 2020 keeps on giving. So with another three months in the record books, how has our net worth fared for Q3 2020? Our financial goals Before going further, here’s a reminder to our current early retirement goals. We’re looking to retire early before the age of 45 (and we’re currently 35 and 36) with a pre-tax FatFIRE passive income of $150,000 a year. Our net worth target is comprised of the following assets: - $2,000,000 in shares
- $600,000 in two investment properties
- $700,000 in superannuation
- $1 million primarily place of residence
- Total asset goal = $4,300,000.
You can track our net worth in our previous posts. July-September: Shares In personal news, we dipped our toes into the ETF waters for the first time. We made purchases of $15,000 and $20,000 for a pair of internationally-focussed passively managed funds that have a dividend focus. They were both trading at around a 20% discount to their pre-crash highs, so hopefully they’ll be a good long term investment. Next week I’m writing an article about how domestic shares can have an often unacknowledged level of international market exposure. However, our portfolio hasn’t got sufficient international exposure from that alone give us diversification. So it was time to branch out with some international-only holdings. In fact, about 80% of our remaining share investments will be in funds with an international focus. That said, we’re not entirely out of the domestic share market investment game. We also took up a Retail Entitlement Offer for one of our smaller share holdings. But that only came to just under $1,000. After starting the quarter with $1,044,000 in our share portfolio, how did it end? On 30 September, we had a share portfolio worth $1,091,000 – up $47,000 or 4.5% on Q2. As part of that, in addition to the $36,000 in share purchases mentioned above, we also received dividends – some of which were reinvested. However, you’ll need to wait for our upcoming Q3 income and expenses report to see what our dividend income came to. Spoiler alert though: it’s not pretty. All in all though, it wasn’t a bad result, given the ASX200 finished the quarter down around 1.4%. Far better than the devastation we saw back in January-March at least. July-September: Superannuation As mentioned above, the local markets finished slightly down for the quarter. So how did our superannuation fare? Well, we started Q3 on $423,000 and ended with $447,000 – an increase of $24,000 or 5.6%. Only about a quarter of that is from employer contributions – as we’re not making extra contributions to our superannuation. So that’s great outperformance! Even more impressively, that’s more than the $428,000 that we started the year on before it hit the fan in February. Given that superannuation is a bit of a black box, it’s hard to tell why it outperformed so much. But I know that a large chunk of my personal super is in international shares, so maybe that explains it. So while our share performance hasn’t been anything terrific, at least superannuation is turning up to the party. July-September: Primary place of residence Property prices have been surprisingly resilient amid the damaged economy. We’re still seeing properties in our area going on sale. How many are forced? Who knows. But prices don’t seem to be falling – yet anyway – in our area. In fact, apparently Brisbane house prices went up 0.5% in September – crazy! But what do our go-to property sites have to say about our house price? Well, Onthehouse.com.au prices it at $775,000 – identical to both Q1 and Q2. Conversely, an ANZ property report said our house is worth $711,000 (down $2,000 on Q2, but up $40,000 on Q1). Like in the past, using a rule of not moving the price unless we have a pair of sources agreeing on a price move in the same direction, we’ll keep the house price at $655,000. We still think prices in the $700,000s are too much, but would gladly take it when it comes time to sell. In terms of calculating our net worth, our mortgage is fully paid off in regards to having money in an offset account. So the full capital value is ours in that ledger. July-September: Investment properties With our PPoR maintaining its value, what about our two investment properties? Last quarter they rose back to where they were in Q1, and the story was much the same in Q3: - Onthehouse.com.au – combined value $700,000 ($700,000 in Q2 2020).
- ANZ – combined value $616,000 ($617,000 in Q2 2020).
With the ANZ property report coming down just a fraction and Onthehouse.com.au holding firm, we’ll keep the combined values at $605,000. Unlike our home, these properties do have mortgages on them with money owing. We started the quarter owing $369,000, but that dropped to $367,000 over the three months. That gives us total equity of $238,000, an increase of $2,000 or 0.8%. Also stay tuned for a series of articles on our investment properties starting in the next month or so. We’re going to be talking about the finances behind them in greater detail for the first time. Financial state of the union We finished Q2 2020 with a net worth of $2,358,000. Here’s how things look three months later after Q3 2020: Asset | Value | Shares | $1,091,000 | Superannuation | $477,000 | Investment properties value | $605,000 | Investment properties debt | -$367,000 | Primary place of residence | $655,000 | Total | $2,461,000 | We landed on $2,461,000, an increase of $103,000 or 4.3%. Like our superannuation, that’s actually a small increase now on the numbers we saw at the end of 2019 that was our previous all-time high. While it’s good to actually be making some level of progress at last, it just makes me feel a bit like 2020 has been a bit of a waste. All that work and saving for practically nothing. But, that’s a first world privileged problem to have at the moment. All in all, a good quarter on the net worth front. Next up we’ll have our Q3 income and expenses report. Sadly, the news there – particularly for our vital dividend income – is much, much worse. BLOG POST LINK: https://hishermoneyguide.com/quarter-3-2020-net-worth-update/ https://preview.redd.it/1zt64wykd5s51.jpg?width=1200&format=pjpg&auto=webp&s=722f761a9ce9e903e3b4eda5e964ad6be8917645 Q3 2020 income and expenses: 92.8% savings rate Life has slowed in the HHMG household. We’re not locked down like we were in April-May, but we’re still keeping socially distant, and minimising going out and about. With vulnerable parents, our actions don’t only risk impacting ourselves. However, it’s terrific to see the reduction in coronavirus cases in Australia over the past few months. Fingers tightly crossed we don’t see another large outbreak like the one that occurred in Victoria. That said, the individual days go by quickly enough. It’s nice being able to watch TV over lunch, for instance. And you can’t beat regular cat hugs. However, with an office only 10 steps away from bed, things are kind of all merging into one. It’s a bit disconcerting that this working from home, Covid-normal has now been in our lives for over six months. The best news of all is that 2020 is 75% done. We can’t wait to see the back of it. Surely 2021 can’t be any worse? But while the year has been memorable for practically all the wrong reasons, what about our finances? If you saw our Q3 net worth update, you would have seen that we recovered to our pre-crash highs. Sadly though, the news is less good in this update. July-September: Income and side hustles In good news, my wife Ellie managed to score herself a minor pay rise from mid-year, bringing in almost $80 a week extra after tax. It’s not a huge amount, but it’s better than what I achieved: triple doughnuts or $0.00, with a pay freeze until next year. Frankly in this economic climate, any increase is a minor miracle, so great work Ellie! Currently neither of our jobs are under imminent threat. But from next year onwards, we’re both quite worried that we’ll be under the termination microscope. I’m desperately trying to cling on long enough to achieve long service leave in early 2021 to give us a bit more of a monetary buffer if I was retrenched and needed to find a new job in a dire jobs market. Ellie has already reached long service (once again beating my efforts). We’re also currently trying to max-out our annual leave balances as much as possible to use them as an alternative bank account in case we lose our jobs. It just seems prudent in the current environment. However, let’s talk money. For our salaries, we had six pay cycles in Q3 – one down on Q2. In total our salaries earned us $38,062 after tax for the quarter. That’s a small increase of $936 or 2.5% on last year. Coronavirus continues to impact our bottle collection efforts for this year. We managed to make one trip during the quarter, collecting $83.40. We’re only picking up a few here and there these days, with most coming from our parents. That’s well down on the $235 we had this time last year. The blog itself earned $249.89, entirely from Google Adsense payments from ads displayed and clicked. After seeing our income from online surveys increasing, Ellie also published an article during the quarter on what online surveys are and which ones we use. True to form, our income from them for the quarter hit a new high of $460. That’s an increase of $175 on this time last year. Q4 is already shaping up well on that front as well. Our side hustles amounted to $793.29 for the quarter, giving us a total active income of $38,855.29 between July and September. That compares to $37,765 last year – an increase of $1,090.29 or 2.9%. And that, folks, is about as good as the news today is going to get. July-September: Dividends Time to take a deep breath. Okay, that was more like an apprehensive wince. Q3 is usually an important quarter for our dividends – the biggest of the year when many stocks provide final distributions. Naturally, this year is like no other that we’ve experienced. So let’s see what the damage is while comparing the previous two years: | Q3 2018 | Q3 2019 | Q3 2020 | DRP/DSSP reinvested/Direct debit, excluding franking credits | $15,465.78 | $16,439.23 | $10,218.59 | Ouch. A total of $10,218.59 for July-September represents a dividend reduction of $6,220.64 or 37.8%. That’s not good. Like we’ve said before, our goal is for share dividends to make up the bulk of our early retirement income. So losing well over a third of that is… bad. While our Q3 2020 net wealth rose above pre-crash levels, clearly this is an area we’ve gone backwards in. Our high exposure to the banks is really our biggest undoing here. Thankfully over the last two years we’ve been investing heavily away from them, knowing it was potentially a fatal flaw. In this instance, it has proven to be the case with one hell of a stress test. Instead we’ve recently been investing in Listed Investment Companies, and only during this last quarter did we buy our first ETFs. On the LIC front, things are actually quite encouraging. These quarterly dividends only reflect three out of six LIC dividends we’re receiving in this half of the year. All of our LIC holdings have now announced dividends, and the biggest cut to dividends was “only” *cough* by about a third, while a couple have actually increased their dividends. So at least the strategy to invest in LICs for their ability to smooth dividends seems to be paying, well, dividends. All in all, pretty sobering results, but we’re not too depressed yet. We’ve previously discussed that we always expected there to be some lean years once we hit early retirement, and 2020/21 is looking to be a prototype of that. In retirement, as long as we’ve got enough income coming in to cover our basic living expenses (which will be larger than they currently are), we’ll still have a great life – with the ability to cut back further if required. In addition to dividends, once we FIRE we’ll also have some rental property income coming in. As telegraphed in our earlier Q3 net worth update, we’re providing an update on these properties in the coming month or two to give a better idea of how things stand there. So a bad result with dividends alone won’t necessarily sink our early retirement hopes either. That said, from the dividends that have been announced it looks like Q4 will be a little brighter than the drubbing we just experienced. However, one thing that’s certain is that dividends won’t rebound overnight. The second half of this financial year will be very interesting. \The numbers listed above are ‘somewhat net’ – for the purposes of calculating our savings rate. It includes franked and unfranked dividends – but not* franking credits (which are essentially pre-paid tax credits). For the unfranked dividends (and a small additional 7% portion of the franked dividends due to our marginal tax rates), we pay additional tax towards the end of the calendar year. For reference, we received an additional $3,409.69 in franking credits for the period – giving us a total of $13,628.28 in gross dividends for the quarter.\* July-September: Expenses Let’s take a look at our expenses for Q3 2020, with a comparison to Q3 2019: [EXPENSE CHART IN BLOG POST] In total we spent $3,528.22 for the quarter, compared to $4,272.89 last year – a decrease of $744.67 or 17.4%. While at face value that should be lauded, in reality our car service (Q3 last year) was pushed forward a month this year (to Q2). So really our spending is roughly flat, which we’re still happy about. That said, there are a few stories behind the numbers worth mentioning. Our electricity usage went up 28.3% due to working from home. However, our bill was only 19% more expensive thanks to a government relief payment for households due to coronavirus. But with 13.4kWh per day consumption, it’s indicative of what sort of daily usage we’d have in retirement if we were home all day. It adds up having extra TV time over lunch, the microwave and kettle running a few times extra a day, and a couple of computers running non-stop when they previously weren’t. In other news, we’re swapping electricity retailers in October to what should be a slightly cheaper plan. We’ll see how things change next quarter. Speaking about working from home, both Ellie and I will be claiming the Australian Taxation Office’s shortcut method to claim $0.80 per worker, per hour worked from home between 1 March and 30 June when we lodge our tax returns in Q4 to get some of those extra expenses back! Though look into your tax options to work out what works best for you. We also started the process of swapping internet plans to the NBN (long story – we’re still not on it and won’t be for a while – more details in Q4). We were only a couple of months short of getting kicked off ADSL, so it was forced on us. The best plan we could find was $55 a month compared to the $50 we have been spending. With extra working from home we felt we really couldn’t do with the most basic of plans available. It also meant we needed to buy a pair of WiFi dongles to go with a new (free) modem. Our existing modem just used good old RJ45 ethernet cables, but because of the location of the NBN outlet we needed to go with WiFi. Continuing the IT theme, Ellie’s computer also died during the quarter. In the end we bought a refurbished one from eBay for $109, which wasn’t bad at all. It was a mild gamble buying it, but so far it has paid off and she’s happy with it. The event also inspired the article on how we can’t avoid some expenses forever. My driver’s licence renewal also arrived, so that was an extra expense compared to last year – almost $350 for the year so far with Ellie’s also coming up at the start of the year. At the same time though, the savings in fuel costs compared to this time last year more than make up for the licence fees. In total, if you take out our New Zealand holiday from the start of the year, our expenses for the year-to-date are very similar to last year’s at this stage – $12,083.81 compared to $12,710.74 in 2019. (If you offset us being away for a couple of weeks in February, our expenses would be a few hundred dollars higher. The more things change, the more they stay the same.) How are we tracking? Q3 savings rate As always, let’s throw it all together to work out our savings rate: Q3 | Value | Income | $38,855.29 | Share dividends | $10,218.59 | Expenses | -$3,528.22 | Total savings | $45,545.66 | Savings rate | 92.8% | With total savings of $45,545.66 for the quarter, that’s a 92.8% savings rate. It’s a good result, though tempered by the reduction in dividends. Regardless, we’re fundamentally in a good place at a horrible time. We’ve been incredibly fortunate to date, and it’s not something we want to take for granted. Our own job security is slowly coming on the line, so we need to make the most of the opportunity we still have for as long as we have it. Looking ahead to Q4, just like last year our tax bill is now a looming issue. We haven’t lodged our tax assessments yet, but we have calculated them. We anticipate that our tax will be will higher than last year. So that’ll be one giant savings rate killer in Q4. Even if we hadn’t gone on holidays at the start of the year, and still achieved fractionally small savings during year-to-date thanks to coronavirus, we’d struggle to hit a 90% savings rate for the entire year. It would be possible, but highly unlikely. However, a bigger tax bill will put the final nail in that coffin. Of course, some of the biggest economic news of the year hit this week after Q3 ended, with the delayed 2020 Federal Budget finally breaking cover. It looks like we’ll be about $4,000 a year better off (too late for 2019-20 and our upcoming bill, though!). But we’ll have to wait and see how things go with backdated tax cuts and the passing of the legislation. Regardless, we hope you’ll get a nice benefit from the tax cuts yourself if you’re an Australian. 2020 has been one heck of a rocky ride so far. Hopefully the end of the year brings some positively and signs of a return to normality. Unfortunately, I think that even once we get past the virus with a vaccine (and that’s really still an if) we’ll have a bit more instability ahead of us as a result of economic and budgetary damage that’s already happened. But before then, we still need to make it through the final three months of 2020. Gulp. Until we meet again, we hope you stay safe and secure. Cheers, Alex BLOG POST LINK: https://hishermoneyguide.com/quarter-3-2020-income-and-expenses/ submitted by HisHerMoneyGuide to fiaustralia [link] [comments] |
I feel like I’m missing out on the prime of my life and I don’t know what to do.
I’m 18M, during my first year of uni in Australia. Don’t get me wrong, I’m really enjoying it and making friends, but I’m never doing the things that you should be doing in the 18-25 year old phase of your life. I don’t go partying or clubbing or gambling. I don’t make dumb decisions and end up with great stories. I don’t have wild nights. I don’t do anything.
I don’t even know how it ended up like this. I’m a social guy, I love to talk to people and to make friends and was popular in high school, went to parties and what not.
But it feels like my life has stagnated and I don’t know what to do.
I think this is partly due to the fact that I’ve just grown away from all of my high schools friends, unfortunately I was one of those guys who was friends with everyone and good friends with no one, which has left me with a severe lack of a social circle in 2nd phase of my life.
I hope in part that it’s just do the online learning and a lack of social interaction, but deep down I know nothing would be different if covid never happened at all.
I keep having serious thoughts about moving out into student accomodation as people I know have done the same and ended up loving it, making friends and getting up to the debauchery I’ve previously described.
Am I contemplating this too soon? Does this happen to other people as well?
I just feel lost
submitted by kingofthepenguins44 to Advice [link] [comments]
i've been through so much if anyone could read it and help much appreciated :) im struggling here
thank you for coming to listen or help me.
( as of now, i have no friends, moved to 3 different high schools, bullied to an extreme, " bashed ", severe anxiety and depression and suicidal thoughts are a daily to me, oh and i'm fully in love, like actually in love with a boy who bullied me) ( 3rd paragraph after the subtitle "highschool" talks about more bullying and the start of me falling in love, the title HELL and under is where all the " real juicy shit is but it's best if you read from the start and try and see where i'm coming from)
I've been through a lot in my life nobody should have to endure from a very young age to now. my school experiences have been the worst out of anyone i know. I'm currently 17 ( male ) and living in NSW, Australia and up until i moved schools in year 3 ( age 9 ) everything was normal, i had friends and parents were still together and life was fun, i wasn't rich or anything i was enjoying a lot of it.
(I'm gonna write the primary school and high school in two different paragraphs but do read ill summarise so u don't get bored.) SKIP TO HIGH SCHOOL IF U DON'T CARE ABOUT BEFORE BUT to make it short, bullied and suicide letter.
Primary school: Age 9
i moved schools because i moved houses, can't fully remember what the people did to me at the start but i was bullied on my VERY first day and the following days after. years past and i'm in final year of Primary school, my best friend (James) broke up with a girl and talked bad about her, i told the girl online as a way to get in with her ( it worked ) she yelled at him and the James went off at me the following day and online, he was the most popular boy in the year so the group was somewhat big. some of the ppl in his group bullied me from the start at that school, James went off at me and said that he became friends with me because he felt bad and the others joined in saying they always hated me, it made me really upset but i tried to not let them see but that was at the end of the year and i dated that girl for a bit then we broke up and i didn't care cause i was 12.
I was in school holidays before start of highschool and i didn't know what i had but i was depressed. still got hate messages from some but i sent a long email to my favourite teacher about the beef and told him i wanted to commit suicide and he never responded but told my mum and i got in trouble... ipod and laptop taken off me- then i brushed it off and highschools started.
HIGHSCHOOL ;(
first day was actually fine i met this kid and we hung out for most of it and his mum asked for my number and i thought we were going to hang but we never did, i never saw that kid again. few days in and JAMES was there, he said he was sorry and i instantly forgave him, 2 boys a week or 2 later called me a faggot and stuff and i told my mum cause my sisters were there and thought they'd protect me and told me to report it and then the boys confronted me and said " it was just a joke " and i went oh, sorry and James said " c'mon man they were joking, don't take everything so personal " and i agreed and apologised for reporting. me and james only sat with each other as for some reason he was the anxious one, a boy walked over and asked if i wanted to sit with them, i asked james to come and he said no and sat there so i left him and he seemed fine but his mum called my mum saying i abandoned him and it was all my fault and he moved schools without fucking telling me. he only showed up like 3 weeks out of the first 10 but still. i got pissed and told him off on IG and another argument happened but didn't care. since i was alone i became a target to many (the boy who i sat with left as well.)
yr 7 passes, year 8 nears to and end and thats when i found my people. they were really nice and i actually felt happy for the first time in a long time, i went to a party but got threatened to be bash by some kid who hated me for no good start and a rumour about me talking about his dad when i didn't even know he had one.. 2/3 close friends left after that year to private schools, they made me laugh a lot and i was real upset about it cause they were my 2 only real guy friends but the other one was a girl and we drifted over the years and in year 9 she only really talked to me because i was all she had in cooking and lunches TBH.
But year 9 is when i fell in love.
gonna call him Robert, i talked to him once in my life before in year 8 swimming carnival, i sat with his group cause i had no one else that day, he saw my brother eating food by himself because his friends were competing and Robert mentioned he felt bad for him and i told him not to worry because its my brother and i didn't care about him. ( he bashed me a lot ) and that was it. year 9 in my classes without that girl-friend i sat alone for the first few weeks then my brain like forced me to sit over with Robert. i sat next to him and was quiet for a first few days but idk how but we started talking and talked more as he was in, science,maths,PE/health. he honestly seemed like the nicest person I've met, i didn't know at the time but i liked him more than a friend, i hated what i was feeling and tried to watch straight porn to make me forget about it but it didn't work so i ignored it, it was always at the back of my mind but was fading. A teacher asked me with ' this kid ' was my brother i said yeah and Robert had a semi shocked facial expression because my brother played basketball with robs group during both lunches and few days after that banteroasting became a thing. it was funny at first and i did it back a few times when it first started but over time it got to a point where he would just bag out every insecurity he could find, a normal person would've ended the friendship or whatever but i didn't want to lose him at that stage, he bagged me out for having my brother as a brother because he was always screaming across the quads and roaring at people like actually roaring like shrek. i copped this whenever i was with him and he was an asshole some times like straight up and it hurt cause it just reminded me of James like one time he said he was gonna snob ( ignore ) me irl and he didn't talk to me for the rest of the day and he would always call me his shadow or a lost puppy and while it was true i still took all this and just shoved my emotions down even further, i had no one else to sit with or hang out with during lunches other than Robert, i didn't even play basketball i just sat down and sometimes got hit by the ball. it was too awkward for me to play as my YOUNGER brother was more manly than me and taller and knew how to play and i was scared he would roast me and he did, he roasted me a lot of times and Robert's group still had dickheads in it and when the ones i was really scared of came i went to hiding and just sat back down and didn't speak. he wasn't always like this, in year 9 snow camp me, him and a few others didn't go and we had to stay at school for the days the year was gone for, the room behind us was empty and the teacher was late so me him and 3 others went in and just sat or talked and the others got caught and it was just me and him. i liked it when we were alone because i knew he was always nice to me when we were alone idk why but he just was like the swimming carnival i wasn't going to go but he was thankful i went for him and we had a nice time just sitting ig) anyways we talked for a bit or just sat around on the cabinets or chairs, i went and sat on the floor against the wall and idk how it got brought up but Robert asked me how big my dick was, i went uhhm and never answered i said why and he said idk from my memory and subject got changed. i always thought he was straight that's why i tried to hide my feelings, but after that it always had me wondering, a lot of straight guys say or do sus stuff all the time, like 2 from my maths class wanked off in the same bed just under covers so it wasn't gay but idk if that was him just asking in general or what. those few nice times were the best times with him, i always felt good on those days but the others made me feel like shit, not just by him but from many others. sports me and him did laser tag but he would sit with my brother on the bus and tell me to go sit by myself and i hated it but then he'd only talk to me during sports. im not innocent either, i started being an asshole to others around me in classes because it made Robert laugh most of the time and i was cheeky with my science teacher and it was funny for everyone but i did it mainly to make rob laugh and stuff. in my classes where he wasn't in i began to be rude towards the friends of the ppl who bullied me from the start as a way to get payback or something but i become rude and i didn't care. at the end of year 9 in the xmas holidays everything Robert had said or done and the others including my brother, i was just reflecting on what everyone did to me and i wrote a suicide letter and really wanted to kill myself before the start of year 10 because i couldn't take it any longer. obviously i didn't but the thing that stopped me was rob, back of my head kept telling me ' what if he likes me back or what if he's nice once highschools over ' he didn't do nothing and didn't know how i felt but after yr 9 i knew i liked him and tried to give him hints at the start of yr 10 whenever i would sit next to him, slightly brush my my leg against his slowly and gently and if he moves it i said sorry but a few times he didn't, i'd always say the " you're such a great friend " a few times and " i like talking to you " stuff like that. i hung out with his group ( brother was in it as well ) so it was really awkward but idk why i just took photos of everything in late yr 9 and 10 and i got some photos of him and would jerk off to them.. and fantasise just of his face and stuff, ik im weird. i found a new group tho a couple and they seemed nice but it was only a lie, eventually i mainly sat with them and they talked A LOT of shit about everyone and they eventually made a gc on sc about talking shit about our year and teachers and i became cheeky with them before and wed roast ppl amongst ourselves causally. in the gc i said a lot and a lot of it was extreme but i didn't mean any of it and they dead ass knew too and they'd say some fucked up shit. we all laughed and knew we were all joking to each other but i got angry at a teacher and wrote about it on my private story and saying racist stuff about her and the girl in the couple took photos of that and only the parts i said in the gc that i said so even the out of context parts. they used a laptop camera to screenshot the messages and didn't do anything for about 15 weeks, and i was just hated by a lot of people and didn't care, i had another group as well the anime weird ppl thought they were nice but i was falling for 2 of them as well but nothing compared to rob.
HELL:
mid year, term 2 i get a text asking if im gonna to school by the male from the couple, i ask ye why and he doesn't respond and i get to school and i get slammed into a wall and told im fucked and acted like i didn't care but my anxiety began to spike the boy who texted me sat next to me in roll call and acted like he knew nothing and the boys friends with the kid who slammed me laughed and looked at me and i told myself nothing happened and it was fine for the first 2 periods then in 3rd before lunch people started chucking food and paper balls at me, calling me harsh things because of my pimply face, i couldn't concentrate that lesson i was shaking and once the bell went i went to the art room but there was no teachers just kids from different years sitting there i sat and went on my phone shaking, the couple and rob saw me in the room and then left and towards the end of lunch the boy who slammed me and his big group comes to the door and goes completely off at me and i just awkwardly smiled at my phone and they walked off and then the bell went the other 2 boys i liked showed up cause they FORGOT that i asked them to meet me there and then we walked out of the room and i walked around the corner and got slammed into the wall yet again and they started " confronting " me about some of the screenshots the main thing that group was concerned about was me saying this about one of them " i hate nick because he won't stfu about malta " they said shit like why you disrespecting malta and his culture and i fucking laughed on the spot, i couldn't explain myself but im in nick's rollcall and theres a map and his dumbass always every second day istfg says " lets finda malta " in a dumb vocie and takes forever to find that tiny fucking country even though teachers and himself have found it countless times and its always pissed me off so they were pressed about that mainly i mean ye the screenshots did say " kys " about someone so YES that's harsh but i was literally gonna kms and on the verge so i didn't care and it was about a teacher so they didn't even see it but it's still wrong and i still feel shitty. During this confrontation idk who but some bitch kicked my leg and a fucking popper or can was thrown at me cause i got some concerning liquid on my WHITE school uniform and then the bell, this was outside a teacher staffroom... they didn't do shit fuck them. after the bell i went to the 2 boys who went to the room at the last second and they ignored me, they fucking ignored me and pushed past me and then the girl from the couple said what happened i lost my voice and nearly cried, i didn't realise she sent them, i walked to my class like nothing happened, i texted the girl and she ignored then i went on a kids sc and messaged her and she talked until i said " it's me " and then she didnt respond. i got pulled out of class to my deputy and a teacher did see it but it was the uni teacher so ig she was nervous to stop what was happening when it was her vs a lot of boys, deputy asked me a lot of shit i was still shaking and scared shit less and didn't say the names of the people who did it, i said what happened but not the names i was told to go back to the staffroom after lesson as it was lunch 2 right after ( early day ) i headed up towards it and 2 girls asked if i was hiding i stuttered every word and said " getting uh uh work uh " they went okay and i got to the room, the deputy and vice principal came to get me and i told the vp what went down and she asked me the names and i still was scared, i didn't say a lot, the main ones, and she guessed i was lying and called the names. got sent home, blocked a lot, excpe the couple stupidly because idk why is till didn't put the pieces together and i told them that the police could get involved if the school wants too but i don't think they really would've but they told people and then rob messaged me went off at me saying that if the police got called in then theyd show the screenshots of me talking bad about a few people and why they should kms and i went off at him saying like why hes doing this cause he just reminded me of james, exactly like james. made me sick, i didn't care that i could get in trouble for what i did or what had happened completely i cried because i knew i was losing him, we argued a bit more and told both each together to kms. 2 days go by and i was suspended along with a few other people including the girl, which she talked way more shit than me but i didn't want to expose her when i could've she sent a long text and said that " it was too much " even tho she was the person bringing ideas about her ' friends " and the only reason she apologised is because she got in trouble. i blocked nearly everyone from that school and didn't go to school until term 3 so 5-6 weeks later.
i started at a new highschool much further away from me as the closer schools were worse than the last plus all the primary schools kids went there. i had to catch trains to get to this school and first day wasn't too bad. got a rushed tour because a kid didn't want to miss music, he did and got mad at ME and then introduced me to his group and only 1/9 said hi the others stared i got nervous. didn't get offered a seat and the rest of the day was fine, this school was fucking massive, over 1200+ kids and the biggest agriculture area of a school in the region so i was glad i went there. the teachers here actually taught and were nice. kids for the start didn't try and pick on me it was fun, my anxiety was more known to me and i was still shaking really bad especially in science cause nobody talked to me, i was shaking as if i was naked in a blizzard so many goosebumps. weeks pass and i still have photos of Robert and of the old school. i didn't delete them cause i didn't want to lose him for good. i still jerked off a lot, dreamed, cried, and just pretended he was here with me and made scenarios as im awake and it's like he's right in front of me but i didn't want to lose him. i joined quite a bit of groups at the 2nd highschool trying to look for kids with personalities similar to Robert or the "close" friends i had. i deleted them during agriculture and i was sad but i knew it was the right thing to do, i mean he doesn't care so why should i? he's doing fine. i always asked my brother how he was doing and stuff he never relaly told me much just jokingly said stuff like "do u have like a crush on him or something?" i was playing a random rust server and just talking shit about my last school "fuck *school* mutts" and i saw Robert in it, he said my name? and i said rob? and then i went oh fuck and then said i was sorry for everything and he said sorry as well and then we added each other again and then i told him all about my school and tried to make it seem like i was doing great and it was a better school (still public) and he was always like "nice" etc. at the second school i started discovering my sexuality and i guess im bi-sexual i like girls but i was only in love with Robert. I've never loved or been loved by anyone other than my family but it was different with him. I've always wanted hang out with him even at the first school, he never went out a lot only once that i know of and he offered but is aid no because it was with his horrible friends. i did walk home to his home one time and it looked amazing and he told me to text him if someone was following me or whatever that made me nervous inside and i remember went red because it was really sweet but i really wanted to see him and a it was nice but he said something can't remember what but it triggered me and it made me remembered all the times he was rude asf to me whilst playing rust in the past and so i did a real shitty thing. after the whole first school drama i waited till he went to bed and logged into his steam account and deleted around 83 dollars worth of skins.. i tried to trade them to myself so i could like just talk to him about everything idk what i was expecting but i deleted them and then logged into his sc by guessing the password and just blocked everyone. he asked me and told me to be 100% honest and i lied. that was then but i posted a video of me deleting his skins and i had hours to delete it but he saw it in the morning when i was sleeping my regrets away and he said like "i knew it" and asked why and i was so out of it and just yelled at him basically saying i trusted him and shit and he said he didn't care cause he had earned it all back and more on some skin gamble website (rustypot?) and then we blocked our socials and never spoke on disc or steam again. he did call me once on discord probably to annoy me but we still have each other to this day on steam and hes asked a few times for the skins and ive just typed long messages etc and deleted them. i miss him, i really miss him i cry day and night and dream about him and i think im obsessed sometimes but i tell myself it's just love? i was always the quiet kid at the 2nd school and didn't have much friends and people began to bully me and call me faggot and threaten to bash me again. my sleep, depression got worse and back in 1019 November, i hung out with one of the other 2 i liked and his name is Reuben, he only hung out because i said i'd pay then told me we're not watching these movies because he wanted to see it with family, he wanted to leave early for a better friend but i bought him food instead and yeah, his bday was coming up, and due to train and bus times i left early and bought his box and added like hard to find chocolate and $60 in cash and more food and a card with $20 the card was full of great things about him and he stood me up. even when we discussed about it 3 times the night before i sat up in his area for 3 hrs cause i was nervous his bus was late or whatever and he was just gonna be around the corner, he never responded till i got home which was around 6- pm as i got home, i hid the gifts under my bed from mum who was excited i still had a friend. i kept asking when he was going to get it he gave me the usual response "IDK, maybe, idk, someday" it was in my house for a MONTH a fucking month in my fridge or under my bed, i wasted so much money on him and he sometimes ignroed me for days and told me he didn't actually like me and i sent him a long message on ending the "friendship" and he left me on seen. my depression got worse and sleeping was utterly shit. anxiety spiked but it settled down at the start of 2020 for a few weeks. before covid lock downs in March my anxiety for some reason got severe and it made me feel like i was about to piss myself so id move my legs and anything to stop me from thinking i need to pee even tho i didn't need to, pinched myself to stop shaking and the girl next to me moved seats lessons after and made my anxiety much worse and i had to get early marks because it was too much for me and had days off and then online school started once covid hit Australia, it was really interesting but i enjoyed it we had very few calls and i slept in and did the work later or on another day but geography had like 40 min call and at the end i was too anxious to use my mic to ask questions about my assessment task and i asked the kids to ask for me and they didn't they roasted me and the teacher didn't know how to fully work it so he didn't do much and after he left the kids continued to roast me so i left and just acted like nothing happened. after the lockdowns are eased we returned back to normal school, except for me. didn't return for over a month, i only came for a 3 period day and just talked to teachers and then once again 1 day later for work as the school knew i was doing it from home, i had to do calls with headspace, school councillors, teachers and explain to them why im not coming back, they were thoughtful and said take as long as i need and they wish to see me again etc. my teachers were nice and didn't make me read cause they knew i was scared. ive been doing school from home for months know and its better but i'm scared to go outside, ive only been out for those 2 times, therapy and doctors appointments. i haven't spoken to a single kid irl or from school since march 12th(my bday which no one wished me a happy bday) life's gotten progressively worse for me and i don't see a future at all, i don't work because my anxiety is too much, i slack a bit in school atm Robert still has me on steam and that's messing with me because it tells me that he'll block me once i give his skins back but another part of me tells me that he either doesn't care or still likes me somehwere deep down. i still create scenarios every night, and i relive moments from the past wishing i could change everything, i like to my therapist saying i don't plan on killing myself but it's tough. Robert's the only thing keeping me going because of the "what if". i was going to wait until his birthday in January and give him a letter that I've been writing for months with $50 in it and then skins back with another $50 on steam and tell him how sorry i am. idk what to do i could give it to my brother or just message it online to him. idk what to do with life anymore, i'll never find someone like him again, i love him and won't get over him, won't find someone else to love, won't lose my virginity unless it's with him, i love him in ways nobody would fully understand, "Robert" if you're reading this. i'm so fucking sorry and i wish i could've met you differently or we had a different outcome.
my sleeping schedule getting better with help of therapy and i got my letters for my brand new school (online) distance education so hopefully it will be a good time for the remaining parts of school, the 'friends" at the 2nd school unadded me about a month i left, no texts, nothing. i don't think anyone will relate to this or me but there's so much more i would've said but didn't see where to add it. Should i try and reconnect with him even tho knowing him won't get anything? just need some help. sorry for bothering you guys with this long story but :/ my sister tells me it's different with work but all the people ill work with in my head tells me that they'll have a childhood friend or a great few friends from highschool, i won't ever get that. I'm Sorry ( also even before year 9-10 drama my year 8 class had a sc account and i was told to kill myself by the boys in it and there's just details like that where i missed to add )
submitted by ihave0friends16 to u/ihave0friends16 [link] [comments]
My Opinion on Technical Analysis, AMA!
TL-DR:
I'm a former retail Day Trader with 15 years experience. I've also worked as a Professional Stockbroker. I believe that technical analysis is a scam promoted by brokers in order to generate trading revenue from retail traders who are unable to afford access to the real news and data that moves stocks. I'll be online for the next 8 hours - AMA.
Edit 24 hours later:
I've literally been inundated with messages asking for my website and I just don't see why I shouldn't provide it. I've made the whole thing free - there are no paywalls. It's at news.broker
Post:
This opinion is unpopular amongst those who are somehow convinced that technical analysis does work. These individuals either rely on the scam in order to generate their income off the fees generated by retail traders OR have invested so much time and effort into learning technical analysis and the ability to quickly identify chart patterns that they unable to admit they might be wrong. I present this opinion after more than 15 years of trading experience both as a self-employed Day Trader and as a Professional Stockbroker. I am now a Financial Journalist and offer this insight in the hope that it convinces some people to wake up and see technical analysis for the fraud it is.
Now before I go on I want to first state that charts, by their definition, offer a visual depiction of historical stock price movement and are therefore very useful when it comes to analysing and researching stocks. Determining an entry and exit point using a stock chart and a few lines here and there is an excellent way of assessing previous levels of support and resistance when done properly and according to the timeframe upon which you wish to hold the stock.
Technical analysis is a good tool when used properly to determine the entry and exit price points of a stock that has already been selected to invest or trade using other forms of analysis.
In my first 2 or 3 years of being a Day Trader, I was convinced technical analysis was some kind of secret mystery that if mastered would lead to generating consistent profits. I figured that the short term trading of stocks was different to longer term investing and that a different approach was required to be successful. This false and incorrect belief was supported in the official literature provided by my broker in the guise of educational resources and I found plenty of guru's online and in person with very compelling arguments as to why I should pay them money to buy their books, courses, home study kits or overseas seminars.
I viewed technical analysis as being a new way of trading stocks. A secret that only a few people 'in the know' knew about and definitely something that could be learned and mastered on its own in order to become a successful trader. Who wouldn't want what I have just written? It sucks people in like a cult - people who just want to learn how to trade which I believe wholeheartedly is a noble and smart endeavour that strikes at the heart of entrepreneurship.
I attended seminars, purchased books, downloaded charting software and even stood up in front of a University presentation being conducted by a well known fund manager in an attempt to argue that his proven value investing philosophy was second to technical analysis. I thought it was the most purest form of generating insight into a stock price because it took it 'already took in all of the factors' - whatever the hell that means.
I would spend hours each night going through the stock chart of every single listed equity trading in the ASX/S&P 200 index (I live in Australia) and would apply various studies in order to determine what to trade the next day. I'd search for elusive breakouts, stocks that were about to hit previous support or resistance levels. The fundamentals didn't bother me because as far as I was concerned, technical analysis already included that and by the time a retail trader gets word of the news about a stock, it has already moved (there is unfortunately an element of truth in that - read on). I didn't really consider the fact that for a chart pattern to develop, the price must have also already moved somewhat.
My false belief as I touched on earlier was supported by my broker and again at the seminars my broker sent me to. In my opinion this was solid information/education because the people telling me were market professionals and much more experienced and educated than I was. I didn't consider that my broker only generates money when I generate fees from executing trades - it never entered my mind that this information could be a load of BS.
Thankfully, I had (and still have) a genuine and almost obsessive passion for business and the financial markets. I love reading company annual reports and conducting research and so in between looking at chart patterns and colouring in lines I would also look at the fundamentals of the business out of pure curiosity. As part of this process, I would pick up on certain things that would get me bullish or bearish about a stock - a product launch, a law suit or an industry forecast for example. As I gained experience trading I would slowly place more and more emphasis on the fundamentals until one day I saw the light.
A stock moves either up, down or sideways. Generally up or down - therefore, any type of analysis is going to be correct roughly 50% of the time. I would view all my profitable trades as solid examples of correctly applying technical analysis and I would view all loosing trades as being mistakes. For me, tefhncial analysis was perfect and when it didn't work it was because I hadn't properly applied it.
After about 2 or 3 years of trading using technical analysis exclusively, I began incorporating more and more fundamental analysis and kind of broke even most of the time. I worked as a Security Guard part-time to fund my life, but my full-time job and career was trading. I say this because for the first few years I really didn't make any serious profits, though I didn't lose much either so I kept persisting.
In my 4th or 5th year of trading I did well as I incorporated more fundamental analysis and less technical analysis but during the GFC in 2008 lost a fair bit of money. I returned to doing security work but still kept trading. Then I came into quite a bit of cash, quit my job and became a 'full-time trader' where I subsequently lost around $80,000 in one year.
I was devastated and about to quit everything and go back to being a security guard when I received a telephone call from Bloomberg one day offering me a free trial of their Professional terminal. I had no idea the cost and didn't ask. The operator figured I was loaded since I had spent $80k on the market in a short period of time and had set-up a Pty Ltd / LLC company for taxation reasons.
Within a few hours a courier arrived at the door with a colourful keyboard and a fingerprint authentication device that looked like something out of a 007 movie. I downloaded Bloomberg and switched on the terminal. My life pretty much changed that moment.
I now had access to the exact same financial news, economic data and research enjoyed by Wall Street brokers. As I said before I didnt quite understand what I had, but as I was about to quit everything anyway I genuinely didn't care. I still remember receiving a breaking news alert on the terminal within the first few moments regarding the very first Takarta airbag recall. I decided to short the stock as a test trade and within the next few months that position alone paid for the next 2 years of terminal access.
I couldn't believe the power I now had and I lived it up big time. I travelled to China, Hong Kong and stayed at luxury hotels. I flew business class and everyone who told me to get a real job and stop gambling on the market now looked at me differently. I had made it as a Day Trader and was now in the class of a 'sophisticated investor ' permitting me to various benefits and investment opportunities.
Truth be told, Day Trading even when successful gets a little lonely and boring. I saw a job advertisement for a boutique Stockbroking firm in Sydney and applied using a few years of broker statements and sent my email via Bloomberg's IM directly to the CEO. I had 3x gruelling interviews and got the job. I didnt do too well at being a broker and actually got put in charge of creating a morning news briefing and research reports for clients. It was at this point I realised my real passion in life was writing about financial news and the stockmarket. To cut a long story short I quit my job as Broker and started my own financial news website- which I have never disclosed on Reddit and will never do so in the future - there is no underlying motive for posting this. I just want to say my point if view.
As a Professional Broker, we did not use technical analysis unless the client requested it OR when determining support and resistance. It just doesn't work for anything else and the level of research, news, analytics and data made available to institutions is considerably better than what is made available to retail traders.
So why is technical analysis promoted so heavily? For a few reasons.
Firstly, your broker only makes profit when you trade. It is therefore in their best interest to get you trading and generating fees as much as possible. In order to get you to do this, they must provide you with some kind of motivation or explanation as to why to buy or sell a stock. The financial news industry is quite different to other news and whilst insider trading is illegal- it is far more common than you would think and comes in various shapes and forms.
I consider insider trading to be acting on information not made available to the general public right now. For me, that includes a news story that has only been published to a select few people who can afford a subscription that costs the same as the price or a new car. The law has a different definition that favours the elite.
I believe that retail traders should have access to the very same information, at the same time, as institutional traders. Organisations such as Bloomberg or Reuters should NOT be allowed to withhold their news stories to subscribers for a period of time like they do. $24k per year for a subscription is ridiculous for most people and places this valuable information well out of reach. This is the kind of information that moves the financial markets - NOT chart patterns resembling a human torso (head & shoulders) or the stars in the night sky (gann).
To put it simply: Fundamental Analysis such as news, financial statements, broker recommendations, industry forecasts, product releases, trademark/copyright registrations, dividend announcements, research reports, law suits, fiscal policy, management changes, new regulations, COVID-19, opinion polls, regulatory action, fines and penalties, patent grants, consumer sentiment, predictions for interest rate changes and other economic calendar events - the list is endless. It is these that moves the financial markets - NOT chart patterns!
Anybody who has worked in a professional level finance job knows what I'm saying is 100% true and correct. It is only uneducated, uninformed, inexperienced retail traders who buy into the technical analysis BS. Unfortunately, many of these traders either get a few wins and genuinely believe their own hype OR are just excellent liars and choose to promote their BS strategy using very professional looking and convincing arguments. I'm certain many will respond to this post calling me an idiot.
I've quit trading and I'm not a broker. I'm an independent financial journalist and have ZERO investment holdings in any listed or non-listed company. I invest my money in AUD because it is my local currency and I own Gold - that's it. I'm 100% independent and I charge $1.00 for 12 months of access to my website which as I said is NOT given out on this reddit account. I've written this very lengthy post to provide some insight into the scam that is technical analysis.
I'll be on for the next 8 hours or so, go ahead and AMA if you have questions. Thanks.
submitted by oz2usa to stocks [link] [comments]
Realistic transfer targets?
I thought I would have a look at some realistic transfer targets for next season.
To avoid tempting fate, let’s assume we’ll still be playing in the Championship (we can make a new post to discuss players for the Premier League if and when we make it).
Dalman has already told us not to expect any money to be spent, so we’re probably looking at free transfers and loans.
Our biggest needs are RB and ST. I’d also like to sign a new CB (unfortunately Bamba is old and past it, and I really hope we ship Flint back up to Boro - surely Warnock would take him?), and a LB (Bennett has declined and is extremely error prone, and who knows if Cunningham will be fit or how good he’ll be). We could do with some cover for Tomlin, and maybe a winger since Whyte and Murphy have been anonymous, Hoilett’s getting older, and NML’s inconsistent. We might also need a CM if Bacuna's going to be covering RB. So basically, we could do with players in every outfield position.
So, I’ve been doing some digging on Transfermarkt to see if I can find some bargains. I’ve mostly focused on players from the UK leagues (with one exception) as I can’t see us signing anyone from abroad. There’s quite a large focus on Welsh players, mostly because they’re the ones I know most about, and because I really want to see more of them playing for us. The board have also said they want more Cardiff City representatives playing for the national team (I’m sure that was partly the reason for signing Vaulks last summer), so the players I’ve listed are probably (/hopefully) quite realistic.
Here are my findings:
RB - Chris Gunter (30), Reading, free — Solid defensive right back, former academy graduate, Welsh football legend, and instant fan favourite. Getting up there in age, but since we won’t be spending much money it would be a relatively cheap short-term fix for our issues at RB.
- Dion Sanderson (20), Wolves, loan — Can’t say I’m as sold on him as the WalesOnline journos seem to be, but he’s been OK, and he’s already integrated into the squad. Apparently he can cover at centre back too. We could do worse than bringing him back on loan next season.
- Adam Matthews (28), Charlton, free — Another former academy graduate. He’s had an up and down career since leaving us nine years ago, but he’s had a really good season with Charlton. I expect they’ll try to resign him if they stay up. Would be a decent signing on a free.
- Kieron Freeman (28), Sheff Utd, free — Don’t know that much about him but he’s Welsh and he’s played in a couple of games in the Premier League this season. Would probably be cheap. I’d rather the above options though.
Optimistic option:
- Neco Williams (19), Loan — Unrealistic I know; he’ll probably stay at Liverpool or go on loan to a Premier League club. But he’s class, and we can dream…
LB I don’t know enough about these players to say whether they’re better than what we have already, but below are the notable Championship left backs whose contracts are expiring, in order of descending value according to Transfermarkt.
- Stephen Kingsley (25), Hull, free — Injury troubles ruined his time at Hull from what I can gather, but he was once considered a decent prospect, and he played in the Premier League for Swansea. Seems to be the most talented of the free LB options. Might be worth a gamble.
- Tyler Blackett (26), Reading, free — Decent but inconsistent player at this level by all accounts. Can play CB too.
- Jordan Obita (26), Reading, free — Decent player but also suffered with injuries. Can also play further up on the wing. Reading fans seem to rate him and what his contract extended.
- Brad Smith (26), Bournemouth, free — already here on loan, but barely made an appearance so can’t be anything special.
Considering none of these are world beaters, it might be best to just stick with what we have and give the youngster Bagan a chance.
CB Not many good options here unfortunately. The one good CB whose contract was expiring, Jake Cooper of Millwall, recently signed a new long term deal. Shame, because he's a decent player and I'm sure Neil Harris would have gone after him if he was available.
So it looks like it'll have to be a loan here. I'm not really knowledgeable of Premier League youth teams, but does any one know of any decent young CBs at the big clubs that we could borrow?
CM Again, limited options.
- Jackson Irvine (27), Hull City, free — The only half decent free agent I can find. Don't know much about him but he's played over 100 times in three years for Hull (but left at the end of June so wasn't involved in the 8-0 hammering the other day), and has 34 caps for Australia.
- Joe Ledley (33), Newcastle Jets, free — He's past it now unfortunately, so only worth it on a very cheap contract as some midfield depth.
- Matt Smith (20), Man City, loan — Talented young midfielder who's good on the ball and can keep possession. Would help us with our transition to play more possession-based football. Didn't really set the world on fire during his loan spells at QPR and Charlton this season, but we know he's got ability from seeing him perform with Wales, and I'm sure the fans would like this signing.
Optimistic option:
- Ethan Ampadu (20), Chelsea, loan — He'll likely either get a loan in the Premier League or stay with Chelsea's squad, but would be great if we could get him. And he'd cover CB for us.
Wingers Not many good options on frees here either. I’m not sure what options there are in the loan market, but maybe there’s a gem available. A couple of good wingers, Niclas Eliasson of Bristol and Kyle Edwards of West Brom, are listed as contract expiring on transfermarkt, but it appears they've had one-year extensions activated unfortunately.
- Sammy Ameobi (28), Nottingham Forest, free — Didn’t really impress when he was on loan with us a few years ago, but apparently he’s been really good with Forest. Not sure I’m that keen on him though. I think he'll sign an extension with Forest anyway.
We'll probably have to stick with what we have or bring in a loan. But I'd rather we give Mayembe a chance than develop another team's youngster instead of our own.
Attacking midfield / No. 10 - Jonny Williams (26), Charlton, free — A brilliant player on his day, but unfortunately he's had a lot of trouble with injuries. Might be a bit of a risk, but if he’s cheap it would be a decent signing, and if he stays healthy it could be a great signing.
- Jon Toral (25), Hull, free — Another one with injury issues, but had a good couple of seasons in the Championship with Brentford and Birmingham a few years ago, and spent his youth in Barcelona and Arsenal’s academies so he has ability.
- Ben Woodburn (20), Liverpool, loan — Had a rough loan with Sheff Utd a couple of years ago, and was injured for a good chunk of time with Oxford this season, but we’ve all seen his ability in a Welsh shirt, even if that was a couple of years ago now. I’m sure Liverpool will be very eager to get him a loan in the Championship since he won’t get one in the Prem after his last few seasons. Could be a gamble, but there’s not really much risk involved with a loan. I imagine this would be a popular signing with the fans too.
Optimistic option:
- Victor Camarasa (26), Real Betis, loan — our best player in the Premier League last season. Hasn’t really kicked on since leaving us and had a bad time on loan at Crystal Palace earlier this season. Probably won’t want to play for us in the Championship but you never know. He seems to have enjoyed his time with us and I’m sure he’s tweeted CCFC-related stuff a few times since leaving (if that means anything?!)
Striker Unsurprisingly, there aren’t many good strikers available for free. First thing we should probably do is extend Danny Ward’s contract. He’s a solid squad player and always seems to score when he comes off the bench. Here are the free agents available:
- Jordan Rhodes (30), Sheff Wed, free — He was a great goalscorer once upon a time, but that seems a long time ago now. Probably no better than what we already have. Might be worth it for competition and as a bench option if he's cheap.
- Chris Martin (31), Derby, free — Same as above, except swap "great goalscorer" with "decent goalscorer". Avoid.
- Nikolaos Karelis (28), Brentford, free — Only played 4 times in the league since moving to Brentford last summer due to injury, but has a decent goal scoring record in the Greek and Belgian leagues, and is a Greek international. The fact that Brentford, with their incredible scouting system, signed him means he must have something about him. Might be worth a punt if he’s cheap.
If we're willing to spend a little bit of money:
- Kieffer Moore (27), Wigan — Still under contract, but there will probably be a fire sale at Wigan regardless of if they’re relegated or not. We were after him in January, and maybe there’s a slim chance Tan will be willing to spend a little on a striker.
—
Note: There’s a good chance that a lot of under-contract players will be paid off and released this summer as teams try to deal with the financial impacts of the Covid crisis, so it's likely that there will be many more decent players available. That said, we might be one of the teams releasing players, and if money’s that tight we might not be making any signings at all.
—
What are your thoughts? Who would you like to see us go after?
submitted by Gimli_ap_Gloin to bluebirds [link] [comments]
Meet the Sharemarket's Corona Generation
https://www.afr.com/wealth/personal-finance/meet-the-sharemarket-s-corona-generation-20200610-p551dz On Wednesday morning, moments before the market opened for trading, Will Bennett, a moderator of a popular Facebook stock trading group, made a "public service announcement".
The vast majority of the group's 23,700 members were just a few weeks into their trading careers and with SPI Futures pointing towards a 1.4 per cent fall, Bennett tried to prepare them for what he anticipated would be their first bloodbath session.
"Remember markets go up AND down," he said. "Don't make emotional decisions and DON'T PANIC SELL if selling is not part of your plan."
Not all the members of the group were worried. One trader's down day is another's top-up day and most were itching to buy more of their favourite stocks.
But as the session came to a close, the market had turned and rallied to end in the green.
"Today was meant to be the day that it came crashing down and it turned out to be just fine," the 25-year-old from South Melbourne told
AFR Weekend with a mixture of surprise and guilt.
"I have no sensible stocks," admits Bennett, who had held blue-chip stocks for years until he sold out last September, only to re-enter the market with a bet on a penny stock which has crashed and burned.
Another trade in buy now, pay later (BNPL) player Zip Ltd has soared to cover his $4000 loss. Zip was more actively traded on Commsec this week.
"I should be getting punished. It should not be this easy," says Bennett.
Bennett has time on his hands and has been stuck at home. He doesn't drink or smoke – and the gyms are closed. So he watches the market all day.
He's also agreed to help as a moderator of the ASX Stock Tips Group that has grown from 15,000 to 23,700 members in 12 weeks to become Facebook's largest Australian share trading forum.
There they share ideas, memes and seek validation for the bets they're placing into a market that has gone up like a rocket, but which the experts have repeatedly warned is becoming detached from reality.
Market watchers say there's nothing particularly new or interesting about an influx of individuals being lured to the stock market in search of quick profits.
But the nature of the coronavirus outbreak – in crashing the market and confining entire populations to their homes – has unleashed forces of speculation the likes of which we have never seen before.
In the United States,
millions of Americans have opened trading accounts with popular trading app Robinhood. But from the time the S&P500 bottomed on March 23, the number of active accounts has surged by 70 per cent to 37.1 million.
Zero-cost brokerage
Robinhood's model of zero-cost brokerage has made it cheap and easy for anyone to trade the market. Controversially, it makes its money by directing the orders to high-frequency trading firms that are in turn able to profit from the activity.
Meanwhile, Japanese investors are shedding their decades-long aversion to stocks while South Korean retail investors have also stormed back into the market.
Australia's market structure, in which one exchange dominates, makes it less conducive to the zero-cost brokerage model.
But that's done little to deter a new generation of young traders, nor has March's harrowing correction.
Since late March, Commsec, the largest retail broker, has grown its share of trading by an enormous 1.2 per cent to 4.8 per cent, according to the popular market newsletter, the
Coppo Report.
The last time the market crashed badly, in 2008, middle men with margin loans swore off stocks for good after their Babcock & Brown shares blew up.
This time it has had the opposite effect. The coronavirus crash put the stock market on a once in a life-time introductory sale while the volatility added the potential to get rich quick.
So they may be holed up at home in their bedrooms, but newbie traders are having the time of their lives.
"Z1p your f**cking spacesuits up and give your wife's boyfriend one more kiss on the lips because we're going to the MOON today boys," wrote a poster on Reddit stock forum on Wednesday.
The newbies are enthusiastically gravitating to the BNPL darlings, like Zip and Afterpay that are up six times from their late March lows.
But they have also embraced the bargain-hunting tactics of value investors and have rushed to bet on a recovery in the beaten-up travel sector.
Broker activity shows a surge of trading from retail broker firms in stocks
such as Flight Centre and Webjet. Those businesses were forced to raise hundreds of millions of dollars of expensive emergency capital in the depths of the crisis.
But their share prices have since recovered to levels that seem to defy the reality of the situation.
Bloodbath arrives
That was until Thursday, when broker downgrades from the big end of town triggered a sell-off in the travel stocks,
And on Friday, the bloodbath arrived after Wall Street's worst session since March.
Flight Centre and Webjet were pulverised – falling by 12 per cent, while the big BNPL names were down 8 per cent before rallying to pare back half the losses.
"Suing whoever said stocks only go up," said one poster. "Good time to buy. but got no money. Deleting commsec for one month"
Bennett says the activity was chaotic, with many traders posting comments of denial and despair. Their anxiety wasn't helped by glitches on overloaded trading platforms.
"Many traders have only experienced the market rising, but they haven't followed the golden rule to diversify and now they're in for a nasty surprise."
Until this week, the little guy was well and truly sticking it to the big end of town.
An analysis by the Coppo Report showed retail stockbroking firms have been net buyers of $7.4 billion of stock since February 20, while institutional brokers were net sellers of $11.2 billion.
"To call them the 'dumb money' ... is just insulting" the report's author Richard Coppleson wrote.
The similarities to the US are uncanny.
While the world's greatest investor, Warren Buffett, dumped his airline stocks in March, retail investors have rushed in the sector, which has tripled from its lows.
The Oracle of Omaha, an inspiration for so many generations of investors, has degenerated into a meme, as day traders high on profits and low on humility openly mock him.
"The big sharks are dumb. The economy is in great shape, best it’s ever been," said one poster on the Facebook forum.
Robinhood
traders also bid up shares of broke car rental company Hertz, which has gained an incredible 800 per cent since declaring bankruptcy in May and rendering the common stock all but worthless.
They also shifted their bets away from previously hot stocks like Elon Musk's Tesla in favour of the Ford Motor Company.
Australian novice traders are also finding their feet and learning that stocks can be bought and sold on the same day, but not in the evening.
These newbie traders want and need help but not from the experts, who haven't excelled themselves in calling the market.
The commentary that the stock market is overheated, they believe, is motivated by institutions that want to get back into the market at a lower price.
And Bennett agrees there are many on the sidelines that are "salty" they've missed the rally.
Some traders are not taking kindly to insinuations that they don't know what they're doing, or they need looking after.
An
ABC segment carrying a warning from regulators about the risks facing inexperienced day traders was mostly met with ridicule on a Reddit site where it was posted.
'We know we're idiots'
"Tells people not to invest, then shows people making money," said one poster.
"I'm surprised they picked someone who is only up 35 per cent. There are a lot of people making way more than that. Hell, my zip is up 380 per cent and I didn't time it that well."
Another said the regulator and the government might be worried that ordinary Australians were going to work out how poorly their superannuation had been managed after discovering how easy it was to make money trading stocks.
"I know how much money I pay in each quarter and the shitty returns they’re making on my behalf."
As the market soared and more winners than losers have been created, a counter-culture of self-assured young day traders is forming.
One female who preferred to remain anonymous says she is concerned about the level of sexism among traders. There may be no physical trading room floor but she says she's put off by comments in the virtual trading community.
Another major concern, she says, is "young investors gambling $10,000 of their just released COVID support relief package out of their super".
"I’m not kidding, it is happening a lot at the moment," she says.
"There are people 'working from home' who are bored, have downtime, want to learn a new skill, are aware that the market is technically down, and I feel worried about the level they are gambling."
Lord of Ruin, who moderates the increasingly popular ASX_bets Reddit site, says he doesn't believe there's much difference between the traders of today and those that have made and lost their fortunes in the past.
With one exception, social media has brought more "introspection".
"Yes we're idiots, but we know we're idiots, now look at my meme about stodgy central bankers firing bank notes into a crowd of already rich people."
Lord of Ruin, who is in his mid-30s and still working in a technical field, says retail investors "are getting all the thanks" for the rising market.
He says the market remains a dangerous place for individual investors who are preyed on by pump and dumpers.
"Only they don't cold-call you from a boiler room anymore, they leave comments in your forums and subreddits while moderators play Whack-a-mole."
There are valid reasons why individuals have rushed into the market and why online forums like ASX Stock Tips, exuberance and all, have proved useful in guiding individuals into the stock market.
The last time the stock market crashed, Westpac was prepared to pay anxious savers 8 per cent to keep their money safe. This time the bank is paying you close to nothing. The opportunity cost of risking money in the market is lower than it has ever been.
"People have a heap of money. They have saved a heap in this lockdown and they don’t want to earn $2 a month at the bank," says Bennett.
"They are seeing other people making a lot of money and they feel they are missing out."
While he says he's not accessed his superannuation early, he admits it's been "tempting" and more bullish investors are tapping the banks for investment loans.
For many investors, the COVID crash gave them the confidence to put their savings to work as other investments such as a property remain out of reach for now.
Sian Gard from Bendigo, who is in her early 40s, has also embraced the share market and the exchange of ideas on the forum.
Gard works in media and after doing her finances late last year she was determined to find an alternative source of wealth creation so she would have enough funds to retire.
"I need to diversify my income stream and looked at the banking sector and what I was getting. It was quite depressing. This was not going to get me anywhere."
She admits being "petrified" making her first stock purchase, but a small position on Point Bet Holdings has worked spectacularly well – rising from $1.91 to $7.
"I didn't invest a huge amount but that's $3000 I haven't had to work for," she says.
Gard says she is "a risk-taker but it has to be calculated".
"I feel the same about the market and I try to make sensible decisions. I am trying to look after myself."
She says she's enjoying the intellectual challenge of working out which stocks to buy but in particular she's revelling in the "the financial empowerment".
"I am going to do this with my money, and if it bombs it's my fault."
submitted by HGCDLLM to AusFinance [link] [comments]
online gambling australia covid video
With the onset of COVID-19, all casinos and gambling centers were closed in Australia, thanks to the nation-wide lockdown. This, in turn, resulted in an increase in online gambling in Australia, so much so the amount of money spent on gambling platforms increased by 67% over the recent weeks. This study explores the potential for increased online gambling as a result of COVID-19 social distancing measures. Questions were included in an omnibus survey employing an online panel sample, with data collected in early April 2020. The results showed that almost a quarter of respondents had participated in online gambling in the previous month. potential for increased online gambling as a result of COVID-19 social distancing measures. Questions were included in an omnibus survey employing an online panel sample, has significantly changed Australia’s gambling environment over the past 20 years. Online gambling is any form of gambling conducted on the internet or through smartphone Background: The COVID-19 shutdown substantially reduced gambling availability in Australia. Land-based gambling venues were closed (no EGMs, casino games, keno, retail wagering), and sporting events were cancelled (limiting sports betting options). ‘Stay at home’ orders reduced access to lottery retailers. Australia’s online gambling scene has reached new heights since casinos closed in late March, and experts fear billions of Aussie dollars are lining the pockets of illegal online game operators. Responsible Wagering Australia, the peak body that represents bookmakers, has previously played down suggestions that an increase in online gambling reflected an increase in total gambling activity. An "alarming" rise in online gambling coupled with an increase in alcohol sales has experts worried they will see a significant increase in harm caused to people who are isolated and financially In March 2019, a survey of people's gambling habits in Australia during the coronavirus crisis found that 26 percent of respondents increased their online betting activity on Australian sporting Our Gambling in Australia during COVID-19 study involved two phases of data collection: an online survey of 2,019 people who gambled (consumers), recruited via social media advertisements, e-news alerts and word of mouth; telephone and video interviews with 10 individuals who worked in gambling research, regulation, policy and treatment (key experts).
online gambling australia covid top
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